Self-help Credit Union

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A short history of Self-help CU

Since its inception in 1983 the Self-help Credit Union has been serving its members in the DURHAM, North Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Martin Eakes, the Self-help CU has grown its membership to over 69,718 with assets of more than $851,297,616. They have a main office and 23 branch offices. Please see the credit unions website or contact them by phone at (919) 956-4400 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in DURHAM, NC.

General Information For Self-help CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66258
Address 301 W. MAIN ST 
State North Carolina 
Zip-Code 27701
Phone Number (919) 956-4400
Fax Number (919) 956-4600
Email Address:
CEO/President Martin Eakes
Members 69,718 
Full-Time Employees 181 
Part-Time Employees 23 
Number of Branch Offices 23 
Total Assets 851,297,616 

Compare Self-help Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Latino Community CU Charlotte Branch I 3130 Milton Rd 28215 (704) 531-0201 No 0.02
Self-help CU Crestwood 5601 127th St 60445 (708) 385-6900 No 0.02
Mount Vernon Baptist Church CU MVBC Education Bldg. 1007 S Roxboro St 27707 (919) 688-1823 No 0.82
Duke University CU Main Office 2200 W Main St Ste L100 27705 (919) 684-6704 No 1.60
Vision Financial CU Main office 214 Pacific Ave 27704 (919) 477-0696 No 3.51

Self-help Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Self-help Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 17.75 3.50 7.75 7.25 7.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 550 209 609 445 440
Rank Among All North Carolina Credit Unions 39 22 47 33 27

Self-help Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.25 1.30 1.05 1.05
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 95 9 165 152
Rank Among All North Carolina Credit Unions 12 8 2 8 7
Self-help Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 17.7504,0377,181,091
All Other Unsecured Loans/Lines of Credit 16.00010,86421,755,307
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.5003966,505,360
Used Vehicle Loans 7.7503,18624,429,818
Total 1st Mortgage Real Estate Loans/Lines of Credit 7.2504,251431,913,576
Total Other Real Estate Loans/Lines of Credit 7.25095519,344,555
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.7502,93567,961,940
TOTAL LOANS & LEASES 26,624579,091,647

Self-help Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 3,725324,854,174859,258,074
    b. 15 Years or less 26013,195,075105,600,725
    a. > 15 years 1117,694,78400
    b. 15 Years or less 813,862,83900
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 8611,551,6021325,000
Adjustable Rate > 1 yr 16150,755,10231,283,000


Closed-End Fixed Rate 66010,266,3609259,000
Closed-End Adjustable Rate 16692,61500
Open-End Adjustable Rate 2577,880,4385157,000
Open-End Fixed Rate 22505,14200
TOTALS 5,206451,258,13111316,882,799


Interest Only & Payment Option 1st Mortgage Loans 620,934,7464,562,000
Interest Only & Payment Option Other RE/LOC Loans 11460,9640
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Self-help Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes