Latino Community Credit Union

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A short history of Latino Community CU

Since its inception in 2000 the Latino Community Credit Union has been serving its members in the DURHAM, North Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Luis Pastor, the Latino Community CU has grown its membership to over 68,652 with assets of more than $256,153,417. They have a main office and 11 branch offices. Please see the credit unions website or contact them by phone at (919) 688-9270 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in DURHAM, NC.

General Information For Latino Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68430
Address 100 W MORGAN ST 
State North Carolina 
Zip-Code 27701
Phone Number (919) 688-9270
Fax Number (919) 688-9309
Email Address:
CEO/President Luis Pastor
Members 68,652 
Full-Time Employees 97 
Part-Time Employees
Number of Branch Offices 11 
Total Assets 256,153,417 

Compare Latino Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Self-help CU Crestwood 5601 127th St 60445 (708) 385-6900 No 0.02
Self-help CU JEA Office 21 W Church St Ste 102 32203 (904) 360-5100 No 0.03
Mount Vernon Baptist Church CU MVBC Education Bldg. 1007 S Roxboro St 27707 (919) 688-1823 No 0.82
Duke University CU Main Office 2200 W Main St Ste L100 27705 (919) 684-6704 No 1.60
Vision Financial CU Main office 214 Pacific Ave 27704 (919) 477-0696 No 3.51

Latino Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Latino Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.25 5.75 8.25 5.75 6.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 464 469 649 349 412
Rank Among All North Carolina Credit Unions 35 42 52 30 25

Latino Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.20 0.75 0.60 1.01
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 108 32 240 156
Rank Among All North Carolina Credit Unions 10 9 6 22 8
Latino Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.2502,6915,073,685
All Other Unsecured Loans/Lines of Credit 16.0002,0015,938,056
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.75073215,022,203
Used Vehicle Loans 8.2505,23154,353,302
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.7501,768144,343,269
Total Other Real Estate Loans/Lines of Credit 6.75034675,832
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 15.0001,826778,194
TOTAL LOANS & LEASES 14,283226,184,541

Latino Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 19215,408,8263279,400
    b. 15 Years or less 1557,854,5674232,300
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 1,421121,079,87613414,403,300


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 34675,8322135,000
Open-End Fixed Rate 0000
TOTALS 1,802145,019,10114315,050,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Latino Community Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes