Santa Cruz Community Credit Union

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A short history of Santa Cruz Community CU

Since its inception in 1977 the Santa Cruz Community Credit Union has been serving its members in the Santa Cruz, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Beth Carr, the Santa Cruz Community CU has grown its membership to over 12,629 with assets of more than $111,933,194. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (831) 425-7708 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Santa Cruz, CA.

General Information For Santa Cruz Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64029
Address 324 Front Street 
City Santa Cruz 
State California 
Zip-Code 95060
Phone Number (831) 425-7708
Fax Number (831) 426-6669
Email Address: none
CEO/President Beth Carr
Members 12,629 
Full-Time Employees 39 
Part-Time Employees
Number of Branch Offices
Total Assets 111,933,194 
Website http://www.scccu.org 

Compare Santa Cruz Community Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Bay CU Watsonville Branch 1481 Main St 95010 (831) 479-6000 No 12.14
Alliance CU Robertsville 3315 Almaden Expy 95118 (800) 232-8669 No 20.55
Pacific Postal CU North San Jose Branch 1750 Lundy Ave 95161 (408) 437-8888 No 20.87
Meriwest CU Cottle Financial Center 5683 Cottle Rd 95153 (877) 637-4937 No 21.31
Watsonville Hospital CU Main 75 Neilson St 95076 (831) 724-8098 No 22.31

Santa Cruz Community Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Santa Cruz Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.65 4.74 1.99 5.73 4.76
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 71 367 21 347 201
Rank Among All California Credit Unions 6 126 12 112 58

Santa Cruz Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.02 0.02 0.05 0.02
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 151 149 340 295
Rank Among All California Credit Unions N/A 49 55 104 95
Santa Cruz Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.6502,5232,641,816
All Other Unsecured Loans/Lines of Credit 6.5001241,170,922
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.2805512,602,086
New Vehicle Loans 4.7401592,569,385
Used Vehicle Loans 1.9902,54824,769,650
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.73017828,574,378
Total Other Real Estate Loans/Lines of Credit 4.7601289,682,704
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.00031112,684,501
TOTAL LOANS & LEASES 6,52284,695,442

Santa Cruz Community Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 12115,035,317142,284,173
    b. 15 Years or less 448,315,17083,957,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 135,223,89121,940,000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 279,85200
Open-End Adjustable Rate 1269,602,85212636,000
Open-End Fixed Rate 0000
TOTALS 30638,257,082368,817,173

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 21,584,8190
Interest Only & Payment Option Other RE/LOC Loans 1269,602,852636,000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Santa Cruz Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes