San Mateo Credit Union

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A short history of San Mateo CU

Since its inception in 1952 the San Mateo Credit Union has been serving its members in the Redwood City, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Wade Painter, the San Mateo CU has grown its membership to over 88,143 with assets of more than $975,736,730. They have a main office and 11 branch offices. Please see the credit unions website or contact them by phone at (650) 363-1725 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Redwood City, CA.

General Information For San Mateo CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62736
Address 350 Convention Way 
City Redwood City 
State California 
Zip-Code 94063
Phone Number (650) 363-1725
Fax Number () -
Email Address:
CEO/President Wade Painter
Members 88,143 
Full-Time Employees 161 
Part-Time Employees 11 
Number of Branch Offices 11 
Total Assets 975,736,730 

Compare San Mateo Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Polam CU Concord 1010 Oak Grove Rd 94518 (925) 609-8500 No 1.72
My CU MY Credit Union 510 Veterans Blvd Ste B 94063 (650) 366-5522 No 1.74
Sequoia CU Home Office 530 El Camino Real 94063 (650) 366-7777 No 2.16
Provident CU Branch Office 15425 Los Gatos Blvd 95032 (408) 358-3693 No 3.25
Sri CU Main Office 333 RAVENSWOOD AVE 94026 (650) 859-3711 No 3.67

San Mateo Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

San Mateo Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.33 2.89 3.23 3.49 4.19
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 280 132 118 70 125
Rank Among All California Credit Unions 56 50 53 21 30

San Mateo Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.10 0.27 1.11 1.72
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 129 102 150 73
Rank Among All California Credit Unions 30 38 27 30 8
San Mateo Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.33024,47241,881,279
All Other Unsecured Loans/Lines of Credit 10.2605,92721,968,977
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.8904,41690,880,714
Used Vehicle Loans 3.23012,636164,036,885
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.490799323,373,248
Total Other Real Estate Loans/Lines of Credit 4.1901,19853,711,903
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.5503305,219,969
TOTAL LOANS & LEASES 49,778701,072,975

San Mateo Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 388125,647,556127,499,700
    b. 15 Years or less 0000
    a. > 15 years 238125,846,8156637,420,092
    b. 15 Years or less 17371,878,877106,632,800
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 17810,254,910494,182,537
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,02043,456,99310511,950,427
Open-End Fixed Rate 0000
TOTALS 1,997377,085,15124267,685,556


Interest Only & Payment Option 1st Mortgage Loans 21,396,8870
Interest Only & Payment Option Other RE/LOC Loans 66934,193,74810,376,067
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

San Mateo Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes