Polam Federal Credit Union

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A short history of Polam FCU

Since its inception in 1973 the Polam Federal Credit Union has been serving its members in the REDWOOD CITY, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mark Chrzanowski, the Polam FCU has grown its membership to over 3,258 with assets of more than $74,012,298. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (650) 367-8940 or email them at polam@polamfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in REDWOOD CITY, CA.

General Information For Polam FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 21502
Address 770 MARSHALL ST 
State California 
Zip-Code 94063
Phone Number (650) 367-8940
Fax Number (650) 367-8945
Email Address: polam@polamfcu.com
CEO/President Mark Chrzanowski
Members 3,258 
Full-Time Employees 13 
Part-Time Employees
Number of Branch Offices
Total Assets 74,012,298 
Website http://www.polamfcu.com 

Compare Polam Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
San Mateo CU College of San Mateo 1700 W Hillsdale Blvd 62736 No 1.50
My CU MY Credit Union 510 Veterans Blvd Ste B 94063 (650) 366-5522 No 1.74
Sequoia CU Home Office 530 El Camino Real 94063 (650) 366-7777 No 2.16
Provident CU Branch Office 15425 Los Gatos Blvd 95032 (408) 358-3693 No 3.25
Sri CU Main Office 333 RAVENSWOOD AVE 94026 (650) 859-3711 No 3.67

Polam Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Polam Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 15.00 2.25 3.25 5.13 6.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 521 57 120 284 391
Rank Among All California Credit Unions 126 23 55 104 116

Polam Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.25 0.48 N/A 0.86 0.72
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 95 68 N/A 196 197
Rank Among All California Credit Unions 12 13 N/A 50 43
Polam Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 15.00023876,687
All Other Unsecured Loans/Lines of Credit 12.000713,249
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.2505109,726
Used Vehicle Loans 3.25015380,101
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.1308431,891,846
Total Other Real Estate Loans/Lines of Credit 6.500293,879,346
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.25014199,337
TOTAL LOANS & LEASES 39236,550,292

Polam Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1275,92600
    b. 15 Years or less 34,723,04200
    a. > 15 years 71,883,52200
    b. 15 Years or less 7325,009,3565874,800
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 2556,99700
Open-End Adjustable Rate 273,322,3491250,000
Open-End Fixed Rate 0000
TOTALS 11335,771,19261,124,800


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Polam Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes