My Credit Union

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A short history of My CU

Since its inception in 1963 the My Credit Union has been serving its members in the REDWOOD CITY, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Fred Diaz, the My CU has grown its membership to over 3,225 with assets of more than $33,733,063. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (650) 366-5522 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in REDWOOD CITY, CA.

General Information For My CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68446
State California 
Zip-Code 94063
Phone Number (650) 366-5522
Fax Number (650) 366-5522
Email Address:
CEO/President Fred Diaz
Members 3,225 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 33,733,063 

Compare My Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
San Mateo CU College of San Mateo 1700 W Hillsdale Blvd 62736 No 1.50
Polam CU Concord 1010 Oak Grove Rd 94518 (925) 609-8500 No 1.72
Sequoia CU Home Office 530 El Camino Real 94063 (650) 366-7777 No 2.16
Provident CU Branch Office 15425 Los Gatos Blvd 95032 (408) 358-3693 No 3.25
Sri CU Main Office 333 RAVENSWOOD AVE 94026 (650) 859-3711 No 3.67

My Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

My Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.33 3.44 4.45 3.99 5.23
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 185 201 257 137 258
Rank Among All California Credit Unions 32 79 104 51 83

My Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.02 0.02 0.12 0.12
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 151 149 329 281
Rank Among All California Credit Unions N/A 49 55 100 87
My Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.330431852,941
All Other Unsecured Loans/Lines of Credit 12.94083289,153
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.490153183,974
New Vehicle Loans 3.4401844,039,661
Used Vehicle Loans 4.4502844,015,179
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.9906211,268,875
Total Other Real Estate Loans/Lines of Credit 5.230361,787,960
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.080574,860
TOTAL LOANS & LEASES 1,23822,512,603

My Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 205,702,5142721,200
    b. 15 Years or less 91,438,78100
    a. > 15 years 0000
    b. 15 Years or less 293,143,4446850,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 4984,13600
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 6360,07400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 301,427,8861100,000
Open-End Fixed Rate 0000
TOTALS 9813,056,83591,671,200


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 4403,2090
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

My Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes