Safe Credit Union

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A short history of Safe CU

Since its inception in 1940 the Safe Credit Union has been serving its members in the FOLSOM, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Dave Roughton, the Safe CU has grown its membership to over 214,257 with assets of more than $2,622,701,674. They have a main office and 22 branch offices. Please see the credit unions website or contact them by phone at (916) 979-7233 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in FOLSOM, CA.

General Information For Safe CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68366
Address 2295 IRON POINT RD, STE 100 
State California 
Zip-Code 95630
Phone Number (916) 979-7233
Fax Number () -
Email Address:
CEO/President Dave Roughton
Members 214,257 
Full-Time Employees 648 
Part-Time Employees
Number of Branch Offices 22 
Total Assets 2,622,701,674 

Compare Safe Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Vision One CU Corporate/Main 3279 Ramos Cir 95827 (916) 363-4293 No 10.71
Heritage Community CU Headquarters 10415 Old Placerville Rd 95741 (916) 364-1700 No 10.97
Cahp CU Southern Branch 9471 Pittsburgh Ave 95827 (909) 599-9976 No 14.34
The Golden 1 CU Ione 339 Preston Ave 95827 (916) 732-2900 No 14.54
California Community CU Modesto 3600 Sisk Rd Ste 4L 95356 (209) 544-3971 No 14.66

Safe Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Safe Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.46 3.23 3.58 4.00 5.36
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 293 172 156 138 273
Rank Among All California Credit Unions 61 69 70 52 90

Safe Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.13 0.29 1.02 0.80
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 122 99 169 184
Rank Among All California Credit Unions 19 33 25 37 39
Safe Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.46046,72188,753,939
All Other Unsecured Loans/Lines of Credit 9.1509,8736,923,451
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.23019,913513,565,975
Used Vehicle Loans 3.58026,939403,222,965
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0003,452942,022,234
Total Other Real Estate Loans/Lines of Credit 5.3602,24555,469,229
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.2305,96821,843,064
TOTAL LOANS & LEASES 115,1112,031,800,857

Safe Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2,122558,714,018420122,462,537
    b. 15 Years or less 890107,739,4389121,548,742
    a. > 15 years 269182,355,8445847,184,794
    b. 15 Years or less 16584,025,326107,844,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 69,187,6082264,286
Adjustable Rate > 1 yr 001825,000


Closed-End Fixed Rate 69921,245,126813,647,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,54634,224,10384529,161,886
Open-End Fixed Rate 0000
TOTALS 5,697997,491,4631,508232,938,245


Interest Only & Payment Option 1st Mortgage Loans 2214,457,769114,286
Interest Only & Payment Option Other RE/LOC Loans 391,347,916131,176
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Safe Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes