Vision One Credit Union

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A short history of Vision One CU

Since its inception in 1951 the Vision One Credit Union has been serving its members in the SACRAMENTO, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Robert Schultz, the Vision One CU has grown its membership to over 1,989 with assets of more than $67,518,158. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (916) 363-4293 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SACRAMENTO, CA.

General Information For Vision One CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63137
Address PO BOX 277637 
State California 
Zip-Code 95827
Phone Number (916) 363-4293
Fax Number (916) 363-4298
Email Address:
CEO/President Robert Schultz
Members 1,989 
Full-Time Employees 11 
Part-Time Employees
Number of Branch Offices
Total Assets 67,518,158 

Compare Vision One Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Heritage Community CU Headquarters 10415 Old Placerville Rd 95741 (916) 364-1700 No 1.30
Cahp CU Southern Branch 9471 Pittsburgh Ave 95827 (909) 599-9976 No 2.58
The Golden 1 CU Ione 339 Preston Ave 95827 (916) 732-2900 No 2.80
California Community CU Modesto 3600 Sisk Rd Ste 4L 95356 (209) 544-3971 No 2.80
First U.s. Community CU First US Community CU 580 University Ave 95825 (916) 576-5642 No 5.19

Vision One Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Vision One Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A N/A N/A 4.75 4.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A N/A N/A 238 228
Rank Among All California Credit Unions N/A N/A N/A 94 69

Vision One Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.30 0.25 1.00 1.50 1.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 89 95 20 91 94
Rank Among All California Credit Unions 10 23 2 12 13
Vision One Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 5.500416,072
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 0.00000
Used Vehicle Loans 0.00000
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.75061,573,344
Total Other Real Estate Loans/Lines of Credit 4.99010256,204
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.99078055,539,995
TOTAL LOANS & LEASES 80057,385,615

Vision One Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 4768,88100
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 2804,46300


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 13,53300
Open-End Adjustable Rate 9252,67100
Open-End Fixed Rate 0000
TOTALS 161,829,54800


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 7197,4102,000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Vision One Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes