River Region Credit Union

  • +1

A short history of River Region CU

Since its inception in 1954 the River Region Credit Union has been serving its members in the Jefferson City, Missouri area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Richard Nichols, the River Region CU has grown its membership to over 22,000 with assets of more than $198,144,849. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (573) 635-4185 or email them at info@rrcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Jefferson City, MO.

General Information For River Region CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64283
Address P.O. Box 104360 
City Jefferson City 
State Missouri 
Zip-Code 65110
Phone Number (573) 635-4185
Fax Number (573) 636-6036
Email Address: info@rrcu.org
CEO/President Richard Nichols
Members 22,000 
Full-Time Employees 54 
Part-Time Employees 15 
Number of Branch Offices
Total Assets 198,144,849 
Website http://www.rrcu.org 

Compare River Region Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Missouri Baptist CU Main Office 400 E High St 65101 (573) 635-4428 No 0.36
Employment Security CU Employment Security Credit Union 400 E Miller St 65102 (573) 636-5338 No 0.38
J C Federal Employees CU JC Federal Employees 1009 Madison St Ste 3 65101 (573) 635-8263 No 0.63
Highway Alliance CU Main Office 2010 William St 65109 (573) 632-2848 No 1.59
Kilowatt Community CU Kilowatt Community Credit Union 2422 Hyde Park Rd Ste A 65109 (573) 635-2685 No 1.97

River Region Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

River Region Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.90 3.00 3.85 3.75 3.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 332 146 185 102 74
Rank Among All Missouri Credit Unions 22 25 25 14 7

River Region Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.05 0.35 0.40 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 143 89 284 227
Rank Among All Missouri Credit Unions 12 23 8 37 20
River Region Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.9002,1384,096,802
All Other Unsecured Loans/Lines of Credit 9.5001,3402,576,048
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.0007171,784,030
New Vehicle Loans 3.0001,97830,556,968
Used Vehicle Loans 3.8507,27673,987,915
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.75024824,177,648
Total Other Real Estate Loans/Lines of Credit 3.75068618,749,617
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.2502015,389,985
TOTAL LOANS & LEASES 14,584161,319,013

River Region Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 121,043,603303,975,810
    b. 15 Years or less 442,561,648141,910,000
    a. > 15 years 5689,57200
    b. 15 Years or less 705,556,31700
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1243,29500
Adjustable Rate > 1 yr 11614,083,213264,306,290


Closed-End Fixed Rate 31642,36700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 65518,107,250994,751,913
Open-End Fixed Rate 0000
TOTALS 93442,927,26516914,944,013


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 5200,9260
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

River Region Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes