Kilowatt Community Credit Union

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A short history of Kilowatt Community CU

Since its inception in 1952 the Kilowatt Community Credit Union has been serving its members in the JEFFERSON CITY, Missouri area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Barbara Shelton, the Kilowatt Community CU has grown its membership to over 1,384 with assets of more than $7,346,700. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (573) 635-2685 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in JEFFERSON CITY, MO.

General Information For Kilowatt Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67727
Address 2422 HYDE PARK, SUITE A 
State Missouri 
Zip-Code 65109
Phone Number (573) 635-2685
Fax Number (573) 635-3203
Email Address:
CEO/President Barbara Shelton
Members 1,384 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 7,346,700 

Compare Kilowatt Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Fedco CU Central Bank 3533 Country Club Dr (573) 634-1338 No 1.94
River Region CU East Branch 2009 Schotthill Woods Dr 65101 (573) 635-4185 No 2.52
Conservation Employees CU Portico 2601 Network Blvd 75034 (469) 287-3600 No 3.71
Highway Alliance CU Main Office 2010 William St 65109 (573) 632-2848 No 4.70
J C Federal Employees CU JC Federal Employees 1009 Madison St Ste 3 65101 (573) 635-8263 No 5.63

Kilowatt Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Kilowatt Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.43 5.82 N/A 4.63
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 333 423 N/A 186
Rank Among All Missouri Credit Unions N/A 55 58 N/A 24

Kilowatt Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.04 N/A 0.40 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 146 N/A 284 N/A
Rank Among All Missouri Credit Unions N/A 24 N/A 37 N/A
Kilowatt Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.820111478,061
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.430521,078,948
Used Vehicle Loans 5.8202392,422,328
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 4.63018782,139
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.73076287,643
TOTAL LOANS & LEASES 4965,049,119

Kilowatt Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 18782,13900
Open-End Fixed Rate 0000
TOTALS 18782,13900


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Kilowatt Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes