Employment Security Credit Union

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A short history of Employment Security CU

Since its inception in 1939 the Employment Security Credit Union has been serving its members in the Jefferson City, Missouri area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Bill Mustain, the Employment Security CU has grown its membership to over 5,519 with assets of more than $70,368,874. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (573) 636-5338 or email them at empseccu@socket.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Jefferson City, MO.

General Information For Employment Security CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62598
Address PO Box 1828 
City Jefferson City 
State Missouri 
Zip-Code 65102
Phone Number (573) 636-5338
Fax Number (573) 635-3806
Email Address: empseccu@socket.net
CEO/President Bill Mustain
Members 5,519 
Full-Time Employees 11 
Part-Time Employees
Number of Branch Offices
Total Assets 70,368,874 
Website http://www.empseccu.org 

Compare Employment Security Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Missouri Baptist CU Main Office 400 E High St 65101 (573) 635-4428 No 0.36
J C Federal Employees CU JC Federal Employees 1009 Madison St Ste 3 65101 (573) 635-8263 No 0.63
Highway Alliance CU Main Office 2010 William St 65109 (573) 632-2848 No 1.59
Kilowatt Community CU Kilowatt Community Credit Union 2422 Hyde Park Rd Ste A 65109 (573) 635-2685 No 1.97
Missouri Electric Cooperatives Empl CU Main Office 2722 E McCarty St 65102 (573) 634-2595 No 3.28

Employment Security Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Employment Security Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.90 1.90 3.50 3.25 3.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 493 28 147 44 38
Rank Among All Missouri Credit Unions 34 2 21 4 3

Employment Security Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.20 N/A 1.20 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 108 N/A 134 227
Rank Among All Missouri Credit Unions 12 17 N/A 7 20
Employment Security Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.900441438,718
All Other Unsecured Loans/Lines of Credit 9.000324895,704
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9001602,878,482
Used Vehicle Loans 3.5008429,749,571
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.2501355,071,900
Total Other Real Estate Loans/Lines of Credit 3.250451,064,337
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.200132740,815
TOTAL LOANS & LEASES 2,07920,839,527

Employment Security Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 1355,071,9007336,734


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 451,064,337395,083
Open-End Fixed Rate 0000
TOTALS 1806,136,23710431,817


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Employment Security Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes