Point Loma Credit Union

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A short history of Point Loma CU

Since its inception in 1948 the Point Loma Credit Union has been serving its members in the SAN DIEGO, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by David Brooke, the Point Loma CU has grown its membership to over 30,468 with assets of more than $491,967,351. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (888) 495-3400 or email them at infocntr@plcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SAN DIEGO, CA.

General Information For Point Loma CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68377
Address 9420 FARNHAM ST 
State California 
Zip-Code 92123
Phone Number (888) 495-3400
Fax Number (858) 495-3416
Email Address: infocntr@plcu.com
CEO/President David Brooke
Members 30,468 
Full-Time Employees 112 
Part-Time Employees
Number of Branch Offices
Total Assets 491,967,351 
Website http://www.plcu.com 

Compare Point Loma Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
San Diego Metropolitan CU Kearny 9212 Balboa Ave 92171 (619) 297-4835 No 1.01
California Coast CU Solar Turbine 2200 Pacific Hwy Bldg 8 92101 (619) 542-5238 No 1.24
San Diego Firefighters CU San Diego Firefighters Federal Credit Union - Main Office 4926 La Cuenta Dr 92124 (800) 973-3328 No 2.39
Postcity Financial CU West Sacramento 3775 Industrial Blvd 92124 (916) 921-5050 No 5.16
Mission CU Oceanside 47 Douglas Dr Ste B 92058 (858) 524-2850 No 6.71

Point Loma Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Point Loma Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.50 5.31 6.31 4.13 6.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 477 430 475 160 368
Rank Among All California Credit Unions 117 140 153 66 113

Point Loma Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.02 0.02 0.02 0.38 0.38
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 135 151 149 288 247
Rank Among All California Credit Unions 28 49 55 85 64
Point Loma Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.5004,66410,489,061
All Other Unsecured Loans/Lines of Credit 11.3202,64115,117,486
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.3101,18324,494,831
Used Vehicle Loans 6.3102,33030,840,254
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.130700236,570,967
Total Other Real Estate Loans/Lines of Credit 6.25069941,208,841
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 14.7505364,262,542
TOTAL LOANS & LEASES 12,753362,983,982

Point Loma Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 31773,960,846133,521,363
    b. 15 Years or less 11110,869,816153,103,437
    a. > 15 years 9248,605,751105,303,000
    b. 15 Years or less 16398,123,3242828,999,450
Other Fixed Rate 52,854,04500
Adjustable Rate 1 yr or less 122,157,18500
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 824,035,79915950,000
Closed-End Adjustable Rate 682,687,17400
Open-End Adjustable Rate 54934,485,868696,948,299
Open-End Fixed Rate 0000
TOTALS 1,399277,779,80815048,825,549


Interest Only & Payment Option 1st Mortgage Loans 2945,2000
Interest Only & Payment Option Other RE/LOC Loans 20411,453,7214,218,000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Point Loma Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes