Mission Federal Credit Union

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A short history of Mission FCU

Since its inception in 1961 the Mission Federal Credit Union has been serving its members in the SAN DIEGO, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Debra Schwartz, the Mission FCU has grown its membership to over 213,777 with assets of more than $3,343,476,643. They have a main office and 30 branch offices. Please see the credit unions website or contact them by phone at (800) 500-6328 or email them at membercare@missionfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SAN DIEGO, CA.

General Information For Mission FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 14384
Address 5785 OBERLIN DR 
State California 
Zip-Code 92121
Phone Number (800) 500-6328
Fax Number (858) 546-7637
Email Address: membercare@missionfcu.org
CEO/President Debra Schwartz
Members 213,777 
Full-Time Employees 516 
Part-Time Employees 101 
Number of Branch Offices 30 
Total Assets 3,343,476,643 
Website http://www.MissionFed.com 

Compare Mission Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
University & State Employees CU Branch #3 University of Californa UCSD 3100 Gilman Dr (866) 873-4968 No 0.75
San Diego County CU Branch 20 Point Loma 1004 Rosecrans St 92058 (877) 732-2848 No 1.69
Cabrillo CU Scripps Ranch Branch 10075 Carroll Canyon Rd 92131 (858) 547-7400 No 5.62
Point Loma CU National City Branch 3003 Highland Ave Ste C 91950 (619) 336-0300 No 6.61
California Coast CU Solar Turbine 2200 Pacific Hwy Bldg 8 92101 (619) 542-5238 No 6.67

Mission Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Mission Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.49 2.49 4.13 3.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 83 51 160 99
Rank Among All California Credit Unions 47 30 27 66 23

Mission Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.12 0.15 1.11 1.19
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 124 124 150 134
Rank Among All California Credit Unions 24 35 40 30 20
Mission Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.90047,550190,724,394
All Other Unsecured Loans/Lines of Credit 13.40015,1428,596,364
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.49011,005230,527,750
Used Vehicle Loans 2.49034,401499,273,470
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.1302,8291,211,527,585
Total Other Real Estate Loans/Lines of Credit 3.9905,847153,424,788
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.1001,3726,355,604
TOTAL LOANS & LEASES 118,1462,300,429,955

Mission Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1,055411,918,924370144,892,150
    b. 15 Years or less 33186,611,3888730,904,814
    a. > 15 years 244186,410,8093132,982,650
    b. 15 Years or less 1,181524,603,856204117,495,404
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 181,982,60800
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 2298,360,477301,539,150
Closed-End Adjustable Rate 19275,83700
Open-End Adjustable Rate 5,599144,788,4742,65945,218,030
Open-End Fixed Rate 0000
TOTALS 8,6761,364,952,3733,381373,032,198


Interest Only & Payment Option 1st Mortgage Loans 1710,480,7481,624,514
Interest Only & Payment Option Other RE/LOC Loans 1,53454,903,45420,721,434
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Mission Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes