Pathways Financial Credit Union

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A short history of Pathways Financial CU

Since its inception in 1973 the Pathways Financial Credit Union has been serving its members in the Columbus, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Michael Shafer, the Pathways Financial CU has grown its membership to over 27,538 with assets of more than $246,320,499. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (614) 416-7588 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Columbus, OH.

General Information For Pathways Financial CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66376
Address 5665 N Hamilton Rd 
City Columbus 
State Ohio 
Zip-Code 43230
Phone Number (614) 416-7588
Fax Number (614) 416-7580
Email Address:
CEO/President Michael Shafer
Members 27,538 
Full-Time Employees 66 
Part-Time Employees 13 
Number of Branch Offices
Total Assets 246,320,499 

Compare Pathways Financial Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Kemba Financial CU Gahanna 110 N Hamilton Rd 43230 (614) 235-2395 No 2.12
Odjfs CU SOT 30 E Broad St 43215 (614) 728-5433 No 3.71
Columbus Metro CU Columbus Metro FCU - OP CTR Office 3990 E Broad St 43213 (614) 237-4676 No 4.39
Whitehall CU 5025 E Main St 5025 E Main St 43213 (614) 866-5025 No 5.49
Education First Credit Union, Inc. CU Corporate 501 W Schrock Rd 43081 (614) 221-9376 No 6.60

Pathways Financial Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Pathways Financial Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.49 2.99 3.24 4.13 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 121 145 119 160 200
Rank Among All Ohio Credit Unions 19 35 21 37 38

Pathways Financial Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.08 0.60 0.80 0.80
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 134 48 207 184
Rank Among All Ohio Credit Unions 16 24 7 55 37
Pathways Financial Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.4902,9926,609,403
All Other Unsecured Loans/Lines of Credit 7.4501,87310,880,448
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9901,51929,533,922
Used Vehicle Loans 3.2403,20534,548,905
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.13080468,391,516
Total Other Real Estate Loans/Lines of Credit 4.75058111,482,997
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.9903975,231,801
TOTAL LOANS & LEASES 11,371166,678,992

Pathways Financial Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 534,556,62100
    b. 15 Years or less 63748,108,316537,667,860
    a. > 15 years 0000
    b. 15 Years or less 7812,645,504132,196,465
Other Fixed Rate 3118,96800
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 332,962,10700


Closed-End Fixed Rate 671,426,7727196,142
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 51410,056,225422,461,100
Open-End Fixed Rate 0000
TOTALS 1,38579,874,51311512,521,567


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 3196,901,023683,851
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Pathways Financial Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes