Odjfs Federal Credit Union

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A short history of Odjfs FCU

Since its inception in 1955 the Odjfs Federal Credit Union has been serving its members in the COLUMBUS, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Lynnet Simpson, the Odjfs FCU has grown its membership to over 2,721 with assets of more than $10,398,974. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (614) 466-3416 or email them at info@odjfscu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in COLUMBUS, OH.

General Information For Odjfs FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 10089
Address 4020 E 5TH AVE 
State Ohio 
Zip-Code 43219
Phone Number (614) 466-3416
Fax Number (614) 728-5999
Email Address: info@odjfscu.com
CEO/President Lynnet Simpson
Members 2,721 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 10,398,974 
Website http://www.odjfscu.com 

Compare Odjfs Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Columbus Metro CU Columbus Metro FCU - OP CTR Office 3990 E Broad St 43213 (614) 237-4676 No 3.12
Kemba Financial CU Gahanna 110 N Hamilton Rd 43230 (614) 235-2395 No 3.33
Whitehall CU 5025 E Main St 5025 E Main St 43213 (614) 866-5025 No 5.07
Smart CU CU Answers 6000 28th St SE Ste 100 49546 (616) 285-5711 No 5.07
Telhio CU Hamilton-West 601 Park Ave 45013 (513) 785-3561 No 5.07

Odjfs Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Odjfs Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.50 3.74 3.99 4.93 5.95
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 434 242 202 259 335
Rank Among All Ohio Credit Unions 78 74 42 72 72

Odjfs Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.12 N/A 0.30 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 124 N/A 302 N/A
Rank Among All Ohio Credit Unions N/A 21 N/A 91 N/A
Odjfs Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.500225290,009
All Other Unsecured Loans/Lines of Credit 14.500354638,663
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.740551,060,505
Used Vehicle Loans 3.9902192,420,576
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.9304191,190
Total Other Real Estate Loans/Lines of Credit 5.950414,614
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.5001026,190
TOTAL LOANS & LEASES 8714,641,747

Odjfs Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 3156,07900
    b. 15 Years or less 135,11100
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 414,61400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 8205,80400


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Odjfs Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes