Kemba Financial Credit Union

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A short history of Kemba Financial CU

Since its inception in 1933 the Kemba Financial Credit Union has been serving its members in the GAHANNA, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Gerald Guy, the Kemba Financial CU has grown its membership to over 94,282 with assets of more than $1,202,989,502. They have a main office and 11 branch offices. Please see the credit unions website or contact them by phone at (614) 235-2395 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in GAHANNA, OH.

General Information For Kemba Financial CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61623
Address PO BOX 307370 
State Ohio 
Zip-Code 43230
Phone Number (614) 235-2395
Fax Number (614) 338-3542
Email Address:
CEO/President Gerald Guy
Members 94,282 
Full-Time Employees 230 
Part-Time Employees 10 
Number of Branch Offices 11 
Total Assets 1,202,989,502 

Compare Kemba Financial Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Pathways Financial CU 1RP Branch 1 Riverside Plz 43215 (614) 716-4113 No 2.53
Odjfs CU SOT 30 E Broad St 43215 (614) 728-5433 No 3.71
Columbus Metro CU Columbus Metro FCU - OP CTR Office 3990 E Broad St 43213 (614) 237-4676 No 4.39
Whitehall CU 5025 E Main St 5025 E Main St 43213 (614) 866-5025 No 5.49
Education First Credit Union, Inc. CU Corporate 501 W Schrock Rd 43081 (614) 221-9376 No 6.60

Kemba Financial Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Kemba Financial Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.74 3.74 4.49 3.49 5.74
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 138 242 263 70 316
Rank Among All Ohio Credit Unions 21 74 55 10 67

Kemba Financial Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.90 2.24 2.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 24 27 49
Rank Among All Ohio Credit Unions N/A 19 4 3 6
Kemba Financial Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.74028,74981,918,946
All Other Unsecured Loans/Lines of Credit 10.2405,93425,918,631
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.75095428,226,079
New Vehicle Loans 3.7406,345110,997,014
Used Vehicle Loans 4.49020,690251,570,287
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.4902,857275,752,604
Total Other Real Estate Loans/Lines of Credit 5.7403,04183,196,020
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.49095022,897,983
TOTAL LOANS & LEASES 69,520880,477,564

Kemba Financial Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 12215,695,4038111,617,042
    b. 15 Years or less 1,575123,510,75711214,665,529
    a. > 15 years 62080,504,696498,256,467
    b. 15 Years or less 20437,965,931178,752,737
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 85,832,861178,000
Adjustable Rate > 1 yr 32812,242,956322,052,000


Closed-End Fixed Rate 39510,665,153381,367,736
Closed-End Adjustable Rate 7669,114285,021
Open-End Adjustable Rate 2,63971,861,75338817,316,743
Open-End Fixed Rate 0000
TOTALS 5,898358,948,62472064,191,275


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Kemba Financial Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes