Park Community , Inc. Credit Union

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A short history of Park Community , Inc. CU

Since its inception in 1955 the Park Community , Inc. Credit Union has been serving its members in the Louisville, Kentucky area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jim Spradlin, the Park Community , Inc. CU has grown its membership to over 89,118 with assets of more than $841,100,113. They have a main office and 18 branch offices. Please see the credit unions website or contact them by phone at (502) 968-3681 to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Louisville, KY.

General Information For Park Community , Inc. CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68644
Address 2515 Blankenbaker Pkwy 
City Louisville 
State Kentucky 
Zip-Code 40299
Phone Number (502) 968-3681
Fax Number () -
Email Address: ----
CEO/President Jim Spradlin
Members 89,118 
Full-Time Employees 234 
Part-Time Employees 26 
Number of Branch Offices 18 
Total Assets 841,100,113 
Website http://www.parkcommunity.com 

Compare Park Community , Inc. Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
K I T CU Main Office 9711 Linn Station Rd 40223 (502) 459-9286 No 5.50
L & N CU LONDON SOUTH 120 WENDON WAY 40741 (800) 292-2905 No 7.28
Kentucky Telco CU Okolona 4816 Outer Loop 40219 (502) 459-3000 No 7.75
Jefferson County CU Tarcana 1000 W Broadway 40203 (502) 213-3260 No 7.87
Autotruck Financial CU Bowling Green 1475 Campbell Ln 42104 (270) 781-4365 No 8.50

Park Community , Inc. Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Park Community , Inc. Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 5.64 3.13 4.92 3.98 4.63
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 21 159 314 136 186
Rank Among All Kentucky Credit Unions 1 13 22 9 15

Park Community , Inc. Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.06 0.06 0.38 1.36 1.36
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 123 139 81 109 111
Rank Among All Kentucky Credit Unions 8 18 10 5 8
Park Community , Inc. Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 5.6405,83711,710,076
All Other Unsecured Loans/Lines of Credit 12.6304,0648,832,657
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.1304,582145,378,624
Used Vehicle Loans 4.92011,038125,327,771
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.9802,030222,950,414
Total Other Real Estate Loans/Lines of Credit 4.6302,68265,216,966
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.4305,45493,897,881
TOTAL LOANS & LEASES 35,687673,314,389

Park Community , Inc. Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1,289159,760,92714721,497,482
    b. 15 Years or less 63743,965,511222,693,303
Balloon/Hybrid
    a. > 15 years 578,361,8882740,893
    b. 15 Years or less 258,939,8902540,940
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 441,24700
Adjustable Rate > 1 yr 181,880,95100

OTHER REAL ESTATE

Closed-End Fixed Rate 65213,094,929431,570,050
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2,02852,099,7092209,101,748
Open-End Fixed Rate 222,32800
TOTALS 4,712288,167,38043636,144,416

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 1,52249,159,7529,101,748
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Park Community , Inc. Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes