K I T Federal Credit Union

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A short history of K I T FCU

Since its inception in 1965 the K I T Federal Credit Union has been serving its members in the Louisville, Kentucky area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Barbara Leonhardt, the K I T FCU has grown its membership to over 3,604 with assets of more than $15,910,499. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (502) 459-9286 or email them at kit@kitfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Louisville, KY.

General Information For K I T FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 16947
Address 9711 Linn Station Rd 
City Louisville 
State Kentucky 
Zip-Code 40223
Phone Number (502) 459-9286
Fax Number (502) 458-7038
Email Address: kit@kitfcu.org
CEO/President Barbara Leonhardt
Members 3,604 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 15,910,499 
Website http://www.kitfcu.org 

Compare K I T Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Jefferson County CU Tarcana 1000 W Broadway 40203 (502) 213-3260 No 1.42
Kentucky Telco CU Okolona 4816 Outer Loop 40219 (502) 459-3000 No 7.49
Louvah CU LOUVAH Federal Credit Union VA Medical Center 40206 (502) 287-6282 No 8.14
Autotruck Financial CU Bowling Green 1475 Campbell Ln 42104 (270) 781-4365 No 8.45
Park Community Credit Union, Inc. CU Hillview Office 134 Dr Arla Way 40229 (502) 957-7600 No 9.00

K I T Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

K I T Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.90 3.92 4.42 6.50 3.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 493 265 253 412 99
Rank Among All Kentucky Credit Unions 27 23 18 30 7

K I T Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.06 0.20 1.10 0.08
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 139 114 152 285
Rank Among All Kentucky Credit Unions N/A 18 15 10 30
K I T Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.900417480,740
All Other Unsecured Loans/Lines of Credit 14.900321596,075
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.0007026,783
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.92018182,109
Used Vehicle Loans 4.4208187,000,970
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.500421,778,702
Total Other Real Estate Loans/Lines of Credit 3.99050807,346
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.42022141,815
TOTAL LOANS & LEASES 1,75811,014,540

K I T Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 12746,90100
    b. 15 Years or less 8268,46200
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 22763,339290,276
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 7100,88500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 43706,4614130,967
Open-End Fixed Rate 0000
TOTALS 922,586,0486221,243


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

K I T Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes