Kentucky Telco Credit Union

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A short history of Kentucky Telco CU

Since its inception in 1979 the Kentucky Telco Credit Union has been serving its members in the Louisville, Kentucky area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Richard Reese, the Kentucky Telco CU has grown its membership to over 46,717 with assets of more than $388,647,081. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at (502) 459-3000 to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Louisville, KY.

General Information For Kentucky Telco CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68666
Address P. O. Box 18303 
City Louisville 
State Kentucky 
Zip-Code 40261
Phone Number (502) 459-3000
Fax Number (502) 459-8004
Email Address: ----
CEO/President Richard Reese
Members 46,717 
Full-Time Employees 82 
Part-Time Employees
Number of Branch Offices
Total Assets 388,647,081 

Compare Kentucky Telco Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Msd CU MSD Federal Credit Union 700 W Liberty St 40203 (502) 540-6213 No 0.20
Louisville Metro Police Officers CU Main Office 900 W MARKET ST STE 100 40202 (502) 584-7134 No 0.37
Louisville Gas And Electric Company CU Credit Union 220 W Main St 40202 (502) 627-3142 No 0.64
Brown-forman Employees CU BROWN-FORMAN EMPLYS CREDIT UNION 850 DIXIE HWY 40210 (502) 774-7321 No 1.47
One Vision CU Hamburg Pike Branch 3828 Hamburg Pike 47131 (812) 282-1207 No 3.69

Kentucky Telco Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Kentucky Telco Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 2.89 3.19 4.13 5.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 132 115 160 289
Rank Among All Kentucky Credit Unions 11 9 8 14 23

Kentucky Telco Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.30 0.12 1.74 1.74
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 88 132 62 71
Rank Among All Kentucky Credit Unions N/A 9 17 3 4
Kentucky Telco Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.9007,35712,695,428
All Other Unsecured Loans/Lines of Credit 10.9002,7314,883,841
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.8903,42082,772,937
Used Vehicle Loans 3.1908,233119,607,769
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.13047940,761,754
Total Other Real Estate Loans/Lines of Credit 5.5002102,682,652
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.1901,82615,318,964
TOTAL LOANS & LEASES 24,256278,723,345

Kentucky Telco Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 19319,287,549202,916,030
    b. 15 Years or less 26518,765,850202,151,052
    a. > 15 years 202,441,4881165,000
    b. 15 Years or less 1266,86700
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 27318,41300
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1832,364,2396475,000
Open-End Fixed Rate 0000
TOTALS 68943,444,406475,707,082


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Kentucky Telco Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes