Pacific Marine Credit Union

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A short history of Pacific Marine CU

Since its inception in 1952 the Pacific Marine Credit Union has been serving its members in the OCEANSIDE, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by William Birnie, the Pacific Marine CU has grown its membership to over 81,772 with assets of more than $794,308,578. They have a main office and 11 branch offices. Please see the credit unions website or contact them by phone at (800) 736-4500 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in OCEANSIDE, CA.

General Information For Pacific Marine CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68494
Address 1278 ROCKY POINT DR 
State California 
Zip-Code 92056
Phone Number (800) 736-4500
Fax Number (877) 789-7628
Email Address:
CEO/President William Birnie
Members 81,772 
Full-Time Employees 229 
Part-Time Employees 27 
Number of Branch Offices 11 
Total Assets 794,308,578 

Compare Pacific Marine Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Mid-cities CU DataLok 727 Kingshill Pl 90746 (310) 323-7990 No 2.91
Escondido CU Escondido Federal Credit Union 201 N Broadway 92033 (760) 839-6225 No 13.24
North County CU North County Credit Union 17045 Via Del Campo 92198 (858) 487-1880 No 17.01
San Diego County CU Branch 20 Point Loma 1004 Rosecrans St 92198 (877) 732-2848 No 21.26
University & State Employees CU Branch #3 University of Californa UCSD 3100 Gilman Dr 92198 (866) 873-4968 No 21.39

Pacific Marine Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Pacific Marine Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.50 2.89 4.60 4.13 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 201 132 278 159 100
Rank Among All California Credit Unions 35 50 110 65 24

Pacific Marine Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.20 0.15 0.30 0.35 2.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 102 119 97 293 49
Rank Among All California Credit Unions 14 31 24 88 5
Pacific Marine Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.50014,12140,802,180
All Other Unsecured Loans/Lines of Credit 14.72010,48617,225,317
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.89010,151173,152,098
Used Vehicle Loans 4.6003,84043,767,231
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.1301,150226,297,095
Total Other Real Estate Loans/Lines of Credit 4.00060214,956,502
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.1507994,852,381
TOTAL LOANS & LEASES 41,149521,052,804

Pacific Marine Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 775166,552,267338,659,600
    b. 15 Years or less 31136,099,496182,786,700
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 31,119,54500
Adjustable Rate > 1 yr 6122,525,78793,441,600


Closed-End Fixed Rate 542,272,3517331,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 54812,684,151635,011,250
Open-End Fixed Rate 0000
TOTALS 1,752241,253,59713020,230,150


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Pacific Marine Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes