Escondido Federal Credit Union

  • +1

A short history of Escondido FCU

Since its inception in 1959 the Escondido Federal Credit Union has been serving its members in the Escondido, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Diana Wettig, the Escondido FCU has grown its membership to over 2,629 with assets of more than $45,280,635. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (760) 839-6225 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Escondido, CA.

General Information For Escondido FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 13402
Address PO Box 1957 
City Escondido 
State California 
Zip-Code 92033
Phone Number (760) 839-6225
Fax Number (760) 746-1189
Email Address:
CEO/President Diana Wettig
Members 2,629 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 45,280,635 

Compare Escondido Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
North County CU North County Credit Union 17045 Via Del Campo 92198 (858) 487-1880 No 6.91
Mid-cities CU DataLok 727 Kingshill Pl 90746 (310) 323-7990 No 10.52
Pacific Marine CU San Diego 005 MCRD Bldg # 9 90746 (800) 736-4500 No 13.49
Cabrillo CU Scripps Ranch Branch 10075 Carroll Canyon Rd 92131 (858) 547-7400 No 14.99
San Diego County CU Branch 20 Point Loma 1004 Rosecrans St 92131 (877) 732-2848 No 15.61

Escondido Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Escondido Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 6.55 2.49 3.00 4.00 4.15
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 33 83 92 138 121
Rank Among All California Credit Unions 3 30 42 52 29

Escondido Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.02 0.07 0.12 0.40 0.70
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 135 136 132 284 199
Rank Among All California Credit Unions 28 41 44 83 44
Escondido Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 6.5507201,930,529
All Other Unsecured Loans/Lines of Credit 7.50091273,314
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.4901352,968,199
Used Vehicle Loans 3.0004615,219,678
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.000112,431,978
Total Other Real Estate Loans/Lines of Credit 4.150571,814,453
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 13.2501771,380,840
TOTAL LOANS & LEASES 1,65216,018,991

Escondido Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 92,343,9401476,000
    b. 15 Years or less 288,038185,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 571,814,45319202,683
Open-End Fixed Rate 0000
TOTALS 684,246,43121763,683


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Escondido Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes