Onpoint Community Credit Union

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A short history of Onpoint Community CU

Since its inception in 1932 the Onpoint Community Credit Union has been serving its members in the Portland, Oregon area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Robert Stuart, the Onpoint Community CU has grown its membership to over 326,973 with assets of more than $4,903,622,931. They have a main office and 27 branch offices. Please see the credit unions website or contact them by phone at (800) 527-3932 or email them at info@onpointcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Portland, OR.

General Information For Onpoint Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62745
Address PO Box 3750 
City Portland 
State Oregon 
Zip-Code 97208
Phone Number (800) 527-3932
Fax Number (503) 273-1787
Email Address: info@onpointcu.com
CEO/President Robert Stuart
Members 326,973 
Full-Time Employees 587 
Part-Time Employees 39 
Number of Branch Offices 27 
Total Assets 4,903,622,931 
Website http://www.onpointcu.com 

Compare Onpoint Community Credit Union To Other Local Credit Unions

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Zip Code
Phone Number
ATM Access
Distance (Miles)
Trailhead CU Mississippi Branch 3904 N Mississippi Ave 97209 (503) 220-2592 No 0.14
Usagencies CU USAgencies Credit Union 95 SW Taylor St 97204 (503) 275-0300 No 0.53
Unitus Community CU UCCU-Salem 3820 Market St NE 97301 (503) 227-5571 No 0.68
Radio Cab CU Radio Cab Credit Union 1613 NW Kearney St 97209 (503) 205-3350 No 0.73
Kaiperm Northwest CU Westside Branch 2875 NW Stucki Ave 97232 (971) 310-3010 No 0.86

Onpoint Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Onpoint Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 3.99 2.19 2.39 4.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 11 50 41 138 100
Rank Among All Oregon Credit Unions 2 4 3 10 6

Onpoint Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.15 0.20 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 124 318 271
Rank Among All Oregon Credit Unions 10 12 14 34 26
Onpoint Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 3.99073,726149,983,645
All Other Unsecured Loans/Lines of Credit 12.00015,46725,223,904
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.19041,929798,373,368
Used Vehicle Loans 2.39019,418184,296,619
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00013,6321,590,546,630
Total Other Real Estate Loans/Lines of Credit 4.00016,843340,316,434
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 12.0003,06929,421,313
TOTAL LOANS & LEASES 184,0843,118,161,913

Onpoint Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 3,099745,768,4561,136307,910,960
    b. 15 Years or less 5,694600,734,39464678,166,909
    a. > 15 years 258129,130,2972922,454,478
    b. 15 Years or less 32353,388,786144,291,756
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 4,25459,254,0251,57748,139,716
Adjustable Rate > 1 yr 42,270,67200


Closed-End Fixed Rate 2,38881,724,6011,04140,747,397
Closed-End Adjustable Rate 1364,55700
Open-End Adjustable Rate 12,616190,683,2336,47299,168,822
Open-End Fixed Rate 1,83867,544,043558,797
TOTALS 30,4751,930,863,06410,920600,938,835


Interest Only & Payment Option 1st Mortgage Loans 59626,982,1187,490,872
Interest Only & Payment Option Other RE/LOC Loans 1,72658,576,75817,457,538
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Onpoint Community Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes