Trailhead Federal Credit Union

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A short history of Trailhead FCU

Since its inception in 1935 the Trailhead Federal Credit Union has been serving its members in the PORTLAND, Oregon area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jim McCarthy, the Trailhead FCU has grown its membership to over 8,663 with assets of more than $115,252,471. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (503) 220-2592 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PORTLAND, OR.

General Information For Trailhead FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 644
Address PO BOX 2788 
State Oregon 
Zip-Code 97208
Phone Number (503) 220-2592
Fax Number (503) 228-6770
Email Address:
CEO/President Jim McCarthy
Members 8,663 
Full-Time Employees 24 
Part-Time Employees
Number of Branch Offices
Total Assets 115,252,471 

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Trailhead Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Trailhead Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.25 3.99 3.99 4.75 3.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 178 279 202 238 74
Rank Among All Oregon Credit Unions 12 30 24 27 4

Trailhead Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.10 0.25 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 134 310 283
Rank Among All Oregon Credit Unions N/A 12 16 33 30
Trailhead Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.2501,8323,539,207
All Other Unsecured Loans/Lines of Credit 9.7506711,439,430
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.9901302,454,708
Used Vehicle Loans 3.9901,11611,983,442
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.75012717,426,273
Total Other Real Estate Loans/Lines of Credit 3.7502427,555,476
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.50039425,610,860
TOTAL LOANS & LEASES 4,51270,009,396

Trailhead Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 798,929,7923218,702
    a. > 15 years 488,496,48171,823,044
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 3189,6313189,631
Closed-End Adjustable Rate 51,684,00800
Open-End Adjustable Rate 2185,023,59346855,228
Open-End Fixed Rate 16658,2441157,790
TOTALS 36924,981,749603,244,395


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Trailhead Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes