Point West Credit Union

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A short history of Point West CU

Since its inception in 1934 the Point West Credit Union has been serving its members in the PORTLAND, Oregon area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Amy Nelson, the Point West CU has grown its membership to over 9,823 with assets of more than $105,819,713. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (503) 546-5000 or email them at mbrservices@pointwestcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PORTLAND, OR.

General Information For Point West CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63971
Address 718 NE 12TH AVE 
State Oregon 
Zip-Code 97232
Phone Number (503) 546-5000
Fax Number (503) 546-5013
Email Address: mbrservices@pointwestcu.com
CEO/President Amy Nelson
Members 9,823 
Full-Time Employees 35 
Part-Time Employees
Number of Branch Offices
Total Assets 105,819,713 
Website http://www.pointwestcu.com 

Compare Point West Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Consolidated CU Northwest 1535 NW 21st Ave 97209 (503) 226-4991 No 0.25
Kaiperm Northwest CU Westside Branch 2875 NW Stucki Ave 97232 (971) 310-3010 No 0.84
Trailhead CU Mississippi Branch 3904 N Mississippi Ave 97209 (503) 220-2592 No 1.44
Usagencies CU USAgencies Credit Union 95 SW Taylor St 97204 (503) 275-0300 No 1.72
Unitus Community CU UCCU-Salem 3820 Market St NE 97301 (503) 227-5571 No 2.06

Point West Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Point West Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.95 4.25 6.25 6.39 5.77
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 154 311 468 403 319
Rank Among All Oregon Credit Unions 10 32 37 35 32

Point West Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A N/A 0.25 0.79 0.73
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A N/A 105 209 194
Rank Among All Oregon Credit Unions N/A N/A 10 12 11
Point West Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.9504,5137,506,822
All Other Unsecured Loans/Lines of Credit 11.3002,0705,299,559
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.2502,38029,732,552
Used Vehicle Loans 6.2501,80719,776,276
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.3902316,107,375
Total Other Real Estate Loans/Lines of Credit 5.77035710,180,592
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.2101083,616,489
TOTAL LOANS & LEASES 11,46682,219,665

Point West Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 3323,24700
    b. 15 Years or less 1674,040,032341,118,528
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 611,744,09612416,047
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1324,887,7269708,499
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 691,673,89928,362
Open-End Fixed Rate 1563,618,9675120,276
TOTALS 58816,287,967622,371,712


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 61,346,6750
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Point West Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes