Usagencies Credit Union

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A short history of Usagencies CU

Since its inception in 1936 the Usagencies Credit Union has been serving its members in the PORTLAND, Oregon area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by James Lumpkin, the Usagencies CU has grown its membership to over 6,454 with assets of more than $86,947,118. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (503) 275-0300 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PORTLAND, OR.

General Information For Usagencies CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64103
Address 95 SW TAYLOR ST 
State Oregon 
Zip-Code 97204
Phone Number (503) 275-0300
Fax Number (503) 275-0317
Email Address:
CEO/President James Lumpkin
Members 6,454 
Full-Time Employees 18 
Part-Time Employees
Number of Branch Offices
Total Assets 86,947,118 

Compare Usagencies Credit Union To Other Local Credit Unions

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Zip Code
Phone Number
ATM Access
Distance (Miles)
Unitus Community CU UCCU-Salem 3820 Market St NE 97301 (503) 227-5571 No 0.40
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Radio Cab CU Radio Cab Credit Union 1613 NW Kearney St 97209 (503) 205-3350 No 1.02
Kaiperm Northwest CU Westside Branch 2875 NW Stucki Ave 97232 (971) 310-3010 No 1.12
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Usagencies Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Usagencies Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.95 2.74 2.74 4.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 408 113 70 138 100
Rank Among All Oregon Credit Unions 29 10 6 10 6

Usagencies Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.50 0.29 0.85 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 66 100 199 243
Rank Among All Oregon Credit Unions N/A 2 7 10 18
Usagencies Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.9501,6331,894,451
All Other Unsecured Loans/Lines of Credit 6.7501,0962,617,134
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.7405,9768,614,446
Used Vehicle Loans 2.7409,56517,078,287
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00016411,920,697
Total Other Real Estate Loans/Lines of Credit 4.0001694,546,833
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.4904,3494,637,747
TOTAL LOANS & LEASES 22,95251,309,595

Usagencies Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 15511,617,537121,215,313
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 9303,1608111,880


Closed-End Fixed Rate 822,950,79517630,976
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 871,596,03832379,626
Open-End Fixed Rate 0000
TOTALS 33316,467,530692,337,795


Interest Only & Payment Option 1st Mortgage Loans 9303,160111,880
Interest Only & Payment Option Other RE/LOC Loans 871,596,038379,626
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Usagencies Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes