New Horizons Credit Union

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A short history of New Horizons CU

Since its inception in 1934 the New Horizons Credit Union has been serving its members in the CINCINNATI, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Gary Hesse, the New Horizons CU has grown its membership to over 5,312 with assets of more than $39,965,483. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (513) 562-6600 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CINCINNATI, OH.

General Information For New Horizons CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63307
Address 637 VINE STREET 
State Ohio 
Zip-Code 45202
Phone Number (513) 562-6600
Fax Number (513) 562-6629
Email Address: none
CEO/President Gary Hesse
Members 5,312 
Full-Time Employees 21 
Part-Time Employees
Number of Branch Offices
Total Assets 39,965,483 

Compare New Horizons Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Cinfed CU FOB 550 Main St 45202 (513) 333-3800 No 1.25
Cincinnati Healthcare Associates CU ABC Branch 3200 Burnet Ave 45229 (513) 281-0489 No 1.34
Local Union 392 CU Main Office 1228 Central Pkwy Ste 302 45202 (513) 621-4600 No 1.67
Cinco Family Financial Center CU Clifton Branch 49 William Howard Taft Rd 45219 (513) 281-9988 No 1.72
Cincinnati Interagency CU Branch-Hamilton 5555 Ridge Ave 45220 (513) 631-0404 No 2.19

New Horizons Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

New Horizons Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.38 3.51 7.84 4.55 4.61
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 285 210 618 210 183
Rank Among All Ohio Credit Unions 49 61 140 56 33

New Horizons Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.04 0.31 1.44 1.32
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 146 95 98 116
Rank Among All Ohio Credit Unions N/A 29 19 17 18
New Horizons Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.3808611,838,252
All Other Unsecured Loans/Lines of Credit 12.2808052,714,845
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.250450707,768
New Vehicle Loans 3.5101212,511,388
Used Vehicle Loans 7.8405956,355,524
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.55014312,215,250
Total Other Real Estate Loans/Lines of Credit 4.6101223,395,841
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.96041576,690
TOTAL LOANS & LEASES 3,13830,315,558

New Horizons Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 636,650,8168917,900
    b. 15 Years or less 332,088,6444528,449
    a. > 15 years 231,950,0296633,794
    b. 15 Years or less 171,276,9635161,918
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 5112,83400
Adjustable Rate > 1 yr 2135,96400


Closed-End Fixed Rate 19583,0395106,127
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1002,747,43110243,774
Open-End Fixed Rate 365,37100
TOTALS 26515,611,091382,591,962


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

New Horizons Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes