Cincinnati Healthcare Associates Federal Credit Union

A short history of Cincinnati Healthcare Associates FCU

Since its inception in 1973 the Cincinnati Healthcare Associates Federal Credit Union has been serving its members in the CINCINNATI, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Rick Williams, the Cincinnati Healthcare Associates FCU has grown its membership to over 4,499 with assets of more than $20,136,851. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (513) 585-2398 or email them at healfcu@healfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CINCINNATI, OH.

General Information For Cincinnati Healthcare Associates FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Cincinnati Healthcare Associates Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Cinco Family Financial Center CU	Clifton Branch	49 William Howard Taft Rd	45219	(513) 281-9988	No	0.23
Cincinnati Interagency CU	Branch-Hamilton	5555 Ridge Ave	45220	(513) 631-0404	No	0.58
Cincinnati Central CU	Western Hills Office	5625 Harrison Ave	45248	(513) 451-3800	No	1.06
Children's Medical Center CU	Main Office	3333 Burnet Ave Mail Loc 5010	45229	(513) 636-4470	No	1.21
Local Union 392 CU	Main Office	1228 Central Pkwy Ste 302	45202	(513) 621-4600	No	1.35

Cincinnati Healthcare Associates Federal Credit Union Financial Performance Charts

Financial Data

Cincinnati Healthcare Associates Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	15.50	3.25	6.00	N/A	4.00
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	528	174	443	N/A	100
Rank Among All Ohio Credit Unions	96	48	105	N/A	13

Cincinnati Healthcare Associates Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.05	0.20	0.35	0.35
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	143	114	293	250
Rank Among All Ohio Credit Unions	N/A	28	29	86	64

Cincinnati Healthcare Associates Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	15.500	642	563,208
All Other Unsecured Loans/Lines of Credit	13.000	630	1,581,493
Short-Term, Small Amount Loans (STS) (Federal CU Only)	17.000	303	87,748
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	3.250	88	1,449,222
Used Vehicle Loans	6.000	293	2,371,829
Total 1st Mortgage Real Estate Loans/Lines of Credit	0.000	0	0
Total Other Real Estate Loans/Lines of Credit	4.000	44	873,848
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	4.250	56	348,334
TOTAL LOANS & LEASES		2,056	7,275,682

Cincinnati Healthcare Associates Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	26	510,233	3	150,000
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	18	363,615	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	44	873,848	3	150,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Cincinnati Healthcare Associates Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	Yes
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	No
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	No
Home Banking Via Internet Website	Yes