Local Union 392 Federal Credit Union

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A short history of Local Union 392 FCU

Since its inception in 1982 the Local Union 392 Federal Credit Union has been serving its members in the CINCINNATI, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Valerie Fortman, the Local Union 392 FCU has grown its membership to over 2,384 with assets of more than $11,781,011. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (513) 621-4600 or email them at 392fcu@fuse.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CINCINNATI, OH.

General Information For Local Union 392 FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24373
Address 1228 CENTRAL PARKWAY, ROOM 108 
City CINCINNATI 
State Ohio 
Zip-Code 45202
Phone Number (513) 621-4600
Fax Number (513) 621-6609
Email Address: 392fcu@fuse.net
CEO/President Valerie Fortman
Members 2,384 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 11,781,011 
Website http://www.392fcu.org 

Compare Local Union 392 Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Cinfed CU FOB 550 Main St 45202 (513) 333-3800 No 1.25
Cincinnati Healthcare Associates CU ABC Branch 3200 Burnet Ave 45229 (513) 281-0489 No 1.34
New Horizons CU South Lebanon 209 E Forest Ave 45065 (513) 204-1519 No 1.41
Cinco Family Financial Center CU Clifton Branch 49 William Howard Taft Rd 45219 (513) 281-9988 No 1.72
Cincinnati Interagency CU Branch-Hamilton 5555 Ridge Ave 45220 (513) 631-0404 No 2.19

Local Union 392 Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Local Union 392 Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 5.96 6.00 6.00 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 483 443 373 N/A
Rank Among All Ohio Credit Unions N/A 125 105 87 N/A

Local Union 392 Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.25 0.27 N/A 0.83 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 95 91 N/A 202 N/A
Rank Among All Ohio Credit Unions 6 15 N/A 54 N/A
Local Union 392 Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.8303331,121,319
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.960821,703,365
Used Vehicle Loans 6.0003994,127,306
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.000344,908
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.9001201,525,700
TOTAL LOANS & LEASES 9378,522,598

Local Union 392 Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 344,90800
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 344,90800

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Local Union 392 Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes
Web Statistics