Cincinnati Central Credit Union

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A short history of Cincinnati Central CU

Since its inception in 2000 the Cincinnati Central Credit Union has been serving its members in the Cincinnati, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kathy Haas, the Cincinnati Central CU has grown its membership to over 17,790 with assets of more than $151,868,828. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (513) 241-2050 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Cincinnati, OH.

General Information For Cincinnati Central CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 95802
Address 1717 Western Ave 
City Cincinnati 
State Ohio 
Zip-Code 45214
Phone Number (513) 241-2050
Fax Number (513) 241-8018
Email Address: none
CEO/President Kathy Haas
Members 17,790 
Full-Time Employees 41 
Part-Time Employees
Number of Branch Offices
Total Assets 151,868,828 

Compare Cincinnati Central Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Postal Family Credit Union, Inc. CU DAYTON BRANCH 1111 E 5th St 45250 (513) 381-8600 No 1.28
Deca CU DECA Credit Union 3118 Colerain Ave 45225 (513) 541-2480 No 1.49
Cincinnati Ohio Police CU Cardinal Credit Union 8801 Cheviot Rd 45251 (513) 385-4808 No 1.50
U.p.s. CU UPS CREDIT UNION INC 644 LINN St Ste 129 45203 (513) 241-2892 No 1.62
Local Union 392 CU Main Office 1228 Central Pkwy Ste 302 45202 (513) 621-4600 No 1.76

Cincinnati Central Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Cincinnati Central Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.02 2.72 5.16 4.17 5.07
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 342 111 345 166 237
Rank Among All Ohio Credit Unions 62 21 78 39 49

Cincinnati Central Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.15 0.15 0.50 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 119 124 263 227
Rank Among All Ohio Credit Unions 16 19 34 75 53
Cincinnati Central Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.0203,6206,251,464
All Other Unsecured Loans/Lines of Credit 9.8501,6673,456,737
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.0401,0581,697,181
New Vehicle Loans 2.7204318,052,130
Used Vehicle Loans 5.1601,90619,452,298
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.17030727,802,760
Total Other Real Estate Loans/Lines of Credit 5.0703298,823,766
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.3201631,397,756
TOTAL LOANS & LEASES 9,48176,934,092

Cincinnati Central Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 728,755,9025585,508
    b. 15 Years or less 947,347,6475612,178
    a. > 15 years 846,207,48891,620,584
    b. 15 Years or less 525,211,5482858,375
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 5280,17500


Closed-End Fixed Rate 2205,803,94213592,173
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1093,019,82410575,300
Open-End Fixed Rate 0000
TOTALS 63636,626,526444,844,118


Interest Only & Payment Option 1st Mortgage Loans 51,345,894882,972
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Cincinnati Central Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes