Deca Credit Union

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A short history of Deca CU

Since its inception in 1958 the Deca Credit Union has been serving its members in the CINCINNATI, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Patricia Luken, the Deca CU has grown its membership to over 1,327 with assets of more than $5,511,536. They have a main office and 0 branch offices. Please see the credit unions website or contact them by phone at (513) 541-2480 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CINCINNATI, OH.

General Information For Deca CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64825
Address 3118 COLERAIN AVE 
State Ohio 
Zip-Code 45225
Phone Number (513) 541-2480
Fax Number (513) 541-2482
Email Address: none
CEO/President Patricia Luken
Members 1,327 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 5,511,536 

Compare Deca Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Cincinnati Central CU Western Hills Office 5625 Harrison Ave 45248 (513) 451-3800 No 1.41
Cincinnati Interagency CU Branch-Hamilton 5555 Ridge Ave 45220 (513) 631-0404 No 2.06
Cinco Family Financial Center CU Clifton Branch 49 William Howard Taft Rd 45219 (513) 281-9988 No 2.32
Children's Medical Center CU Main Office 3333 Burnet Ave Mail Loc 5010 45229 (513) 636-4470 No 2.59
Cincinnati Healthcare Associates CU ABC Branch 3200 Burnet Ave 45229 (513) 281-0489 No 2.64

Deca Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Deca Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.90 2.50 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 133 52 N/A N/A
Rank Among All Ohio Credit Unions N/A 31 6 N/A N/A

Deca Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A N/A 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A N/A 283
Rank Among All Ohio Credit Unions N/A 22 N/A N/A 74
Deca Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 7.50067113,632
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.90042839,973
Used Vehicle Loans 2.5001411,380,441
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.90032285,552
TOTAL LOANS & LEASES 2822,619,598

Deca Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Deca Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No