Missouri Credit Union

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A short history of Missouri CU

Since its inception in 1969 the Missouri Credit Union has been serving its members in the Columbia, Missouri area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Harold James, the Missouri CU has grown its membership to over 34,003 with assets of more than $327,779,700. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (573) 874-1477 or email them at helpdesk@missouricu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Columbia, MO.

General Information For Missouri CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 65656
Address PO Box 1795 
City Columbia 
State Missouri 
Zip-Code 65205
Phone Number (573) 874-1477
Fax Number (573) 874-1300
Email Address: helpdesk@missouricu.org
CEO/President Harold James
Members 34,003 
Full-Time Employees 99 
Part-Time Employees 11 
Number of Branch Offices
Total Assets 327,779,700 
Website http://www.missouricu.org 

Compare Missouri Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Columbia CU Columbia Credit Union 310 E Walnut St 65205 (573) 256-2500 No 0.06
Shelter Insurance CU Shelter Credit Union 1817 W Broadway 65218 (573) 214-4294 No 1.72
Academic Employees CU Academic Employees Credit Union 2804 W Ash St 65203 (573) 445-1845 No 2.59
Conservation Employees CU Portico 2601 Network Blvd 75034 (469) 287-3600 No 25.25
River Region CU East Branch 2009 Schotthill Woods Dr 65101 (573) 635-4185 No 25.51

Missouri Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Missouri Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.49 2.49 4.00 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 83 51 138 132
Rank Among All Missouri Credit Unions N/A 8 5 19 13

Missouri Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 0.20 0.20 0.94
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 114 318 167
Rank Among All Missouri Credit Unions 12 21 14 45 8
Missouri Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.9005,8158,844,500
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.4901,68135,552,043
Used Vehicle Loans 2.49010,201133,677,999
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00084128,984,607
Total Other Real Estate Loans/Lines of Credit 4.2501,22921,861,585
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.4908249,513,419
TOTAL LOANS & LEASES 20,591238,434,153

Missouri Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 201,902,13211317,842,773
    b. 15 Years or less 17111,630,393344,168,422
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 64815,360,732371,626,900
Adjustable Rate > 1 yr 291,35000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,22921,861,585993,196,300
Open-End Fixed Rate 0000
TOTALS 2,07050,846,19228326,834,395


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Missouri Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes