Academic Employees Credit Union

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A short history of Academic Employees CU

Since its inception in 1936 the Academic Employees Credit Union has been serving its members in the Columbia, Missouri area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kelly Poindexter, the Academic Employees CU has grown its membership to over 1,634 with assets of more than $10,493,554. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (573) 445-1845 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Columbia, MO.

General Information For Academic Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67695
Address 2804 W Ash St 
City Columbia 
State Missouri 
Zip-Code 65203
Phone Number (573) 445-1845
Fax Number (573) 445-2068
Email Address:
CEO/President Kelly Poindexter
Members 1,634 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 10,493,554 

Compare Academic Employees Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Shelter Insurance CU Shelter Credit Union 1817 W Broadway 65218 (573) 214-4294 No 5.26
Missouri CU Downtown 111 E Broadway 65205 (573) 874-1477 No 5.86
Columbia CU Columbia Credit Union 310 E Walnut St 65205 (573) 256-2500 No 6.00
River Region CU East Branch 2009 Schotthill Woods Dr 65101 (573) 635-4185 No 21.69
Conservation Employees CU Portico 2601 Network Blvd 75034 (469) 287-3600 No 21.69

Academic Employees Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Academic Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.90 3.65 6.10 N/A 5.07
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 452 228 453 N/A 237
Rank Among All Missouri Credit Unions 31 39 64 N/A 35

Academic Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.01 N/A 0.18 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 156 N/A 320 N/A
Rank Among All Missouri Credit Unions N/A 28 N/A 46 N/A
Academic Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.900203392,628
All Other Unsecured Loans/Lines of Credit 12.200231721,080
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.650711,317,815
Used Vehicle Loans 6.1002902,796,003
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 5.07018588,976
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.84035304,626
TOTAL LOANS & LEASES 8486,121,128

Academic Employees Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 18588,976142,950
Open-End Fixed Rate 0000
TOTALS 18588,976142,950


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Academic Employees Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes