Midusa Credit Union

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A short history of Midusa CU

Since its inception in 2000 the Midusa Credit Union has been serving its members in the Middletown, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by James Miles, the Midusa CU has grown its membership to over 15,648 with assets of more than $209,119,188. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (513) 420-8640 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Middletown, OH.

General Information For Midusa CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 96755
Address 3600 Towne Blvd 
City Middletown 
State Ohio 
Zip-Code 45005
Phone Number (513) 420-8640
Fax Number (513) 420-5901
Email Address: none
CEO/President James Miles
Members 15,648 
Full-Time Employees 52 
Part-Time Employees
Number of Branch Offices
Total Assets 209,119,188 
Website http://www.midusacu.org 

Compare Midusa Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Atrium CU ATRIUM CREDIT UNION 6051 Market Ave Ste C 45005 (513) 420-5179 No 2.54
Butler Heritage CU Main 660 N University Blvd 45042 (513) 423-2921 No 4.01
Middletown Area Schools CU Main Office 1730 Central Ave 45044 (513) 422-2392 No 4.84
Sorg Bay West CU SORG BAY WEST FCU 400 N BROAD ST 45042 (513) 422-8697 No 5.00
River Valley CU Huber Heights Branch 6595 Brandt Pike 45424 (937) 222-4546 No 7.62

Midusa Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Midusa Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.25 2.69 3.59 4.29 5.15
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 272 107 157 179 249
Rank Among All Ohio Credit Unions 48 20 29 48 53

Midusa Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.03 0.03 0.12 0.30 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 130 148 132 302 283
Rank Among All Ohio Credit Unions 18 30 36 91 74
Midusa Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.2503,4338,772,133
All Other Unsecured Loans/Lines of Credit 8.2402,0915,570,821
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.250571,307,604
New Vehicle Loans 2.6902,65153,125,811
Used Vehicle Loans 3.5901,59513,683,693
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.29056544,009,335
Total Other Real Estate Loans/Lines of Credit 5.15063818,465,948
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.9901861,832,030
TOTAL LOANS & LEASES 11,216146,767,375

Midusa Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 24221,714,414314,317,453
    b. 15 Years or less 1679,606,7662547,705
    a. > 15 years 544,702,7572309,068
    b. 15 Years or less 1027,985,39841,221,140
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 761,763,5694124,597
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 56216,702,37920610,972,152
Open-End Fixed Rate 0000
TOTALS 1,20362,475,28324917,492,115


Interest Only & Payment Option 1st Mortgage Loans 2144,32099,960
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Midusa Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes