Atrium Credit Union

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A short history of Atrium CU

Since its inception in 1958 the Atrium Credit Union has been serving its members in the Middletown, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by CYNTHIA COTTONGIM, the Atrium CU has grown its membership to over 1,304 with assets of more than $9,215,368. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (513) 420-5179 or email them at SALES@ATRIUM4U.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Middletown, OH.

General Information For Atrium CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63446
Address 6051 Market Ave Ste C 
City Middletown 
State Ohio 
Zip-Code 45005
Phone Number (513) 420-5179
Fax Number (513) 420-5078
Members 1,304 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 9,215,368 
Website http://WWW.ATRIUM4U.ORG 

Compare Atrium Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Midusa CU Vandalia 536 W National Rd 45377 (937) 665-0454 No 2.53
Butler Heritage CU Main 660 N University Blvd 45042 (513) 423-2921 No 4.01
Middletown Area Schools CU Main Office 1730 Central Ave 45044 (513) 422-2392 No 4.84
Sorg Bay West CU SORG BAY WEST FCU 400 N BROAD ST 45042 (513) 422-8697 No 5.00
River Valley CU Huber Heights Branch 6595 Brandt Pike 45424 (937) 222-4546 No 7.62

Atrium Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Atrium Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.95 3.95 3.95 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 139 195 133 200
Rank Among All Ohio Credit Unions N/A 34 39 27 38

Atrium Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 0.75 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 215 N/A
Rank Among All Ohio Credit Unions N/A 22 N/A 58 N/A
Atrium Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.950205511,030
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.95032704,366
Used Vehicle Loans 3.9501911,679,471
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.950121,062,572
Total Other Real Estate Loans/Lines of Credit 4.7507163,219
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.00029274,182
TOTAL LOANS & LEASES 4764,394,840

Atrium Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 121,062,572180,856
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 7163,21900
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 191,225,791180,856


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Atrium Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes