River Valley Credit Union

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A short history of River Valley CU

Since its inception in 1949 the River Valley Credit Union has been serving its members in the MIAMISBURG, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John Bowen, the River Valley CU has grown its membership to over 26,292 with assets of more than $332,158,693. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (937) 859-6260 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MIAMISBURG, OH.

General Information For River Valley CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68475
Address 505 EARL BLVD 
State Ohio 
Zip-Code 45342
Phone Number (937) 859-6260
Fax Number (937) 859-4315
Email Address: none
CEO/President John Bowen
Members 26,292 
Full-Time Employees 84 
Part-Time Employees
Number of Branch Offices
Total Assets 332,158,693 
Website http://www.rivervalleycu.org 

Compare River Valley Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Monarch CU Monarch Federal Credit Union 170 Monarch Ln 45342 (937) 865-2274 No 1.69
Kh Network Credit Union CU Paragon Road Branch 7740 Paragon Rd 45459 (937) 558-9070 No 4.84
Heartland CU Dixie Branch 3115 S Dixie Dr 45439 (937) 294-1991 No 5.85
Wright-dunbar Area CU Coriinthian Branch 700 S James H McGee Blvd 45417 (937) 223-1101 No 8.01
Day Air CU Lebanon Branch 550 Mound Ct 45036 (513) 933-9521 No 8.11

River Valley Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

River Valley Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.00 2.69 3.89 3.75 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 254 107 189 102 100
Rank Among All Ohio Credit Unions 42 20 38 18 13

River Valley Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.20 0.05 0.31 1.44 1.54
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 102 143 95 98 90
Rank Among All Ohio Credit Unions 9 28 19 17 12
River Valley Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.0007,74710,993,744
All Other Unsecured Loans/Lines of Credit 10.4901,3802,003,434
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.00069883,979
New Vehicle Loans 2.6902,89663,372,636
Used Vehicle Loans 3.8908,492101,566,262
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.7501,10879,186,126
Total Other Real Estate Loans/Lines of Credit 4.00052911,872,918
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.9902055,684,786
TOTAL LOANS & LEASES 22,426275,563,885

River Valley Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1119,400,755304,010,583
    b. 15 Years or less 57836,609,604232,232,500
    a. > 15 years 16415,215,10521966,471
    b. 15 Years or less 1048,031,3041112,124
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 8371,90100
Adjustable Rate > 1 yr 1439,557,457101,243,800


Closed-End Fixed Rate 1202,531,71800
Closed-End Adjustable Rate 41,109,62300
Open-End Adjustable Rate 4058,231,577261,834,500
Open-End Fixed Rate 0000
TOTALS 1,63791,059,04411110,399,978


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 234,0370
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

River Valley Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes