Lanier Federal Credit Union

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A short history of Lanier FCU

Since its inception in 1969 the Lanier Federal Credit Union has been serving its members in the Oakwood, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Robin Simpson, the Lanier FCU has grown its membership to over 5,120 with assets of more than $34,866,878. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (770) 503-1765 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Oakwood, GA.

General Information For Lanier FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 19552
Address 3718 Mundy Mill Rd 
City Oakwood 
State Georgia 
Zip-Code 30566
Phone Number (770) 503-1765
Fax Number (770) 503-1865
Email Address:
CEO/President Robin Simpson
Members 5,120 
Full-Time Employees 10 
Part-Time Employees
Number of Branch Offices
Total Assets 34,866,878 

Compare Lanier Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Hallco Community CU Cleveland Branch 379 E Kytle St 30528 (706) 219-4384 No 8.22
Georgia United CU Gwinnett Office 2270 Satellite Blvd 30097 (770) 476-6400 No 19.92
Peach State CU Loganville 107 Lee Byrd Rd 30052 (770) 466-9223 No 20.15
Excel CU Midtown 1718 Peachtree St NW Ste 153 30309 (770) 441-9235 No 25.82
Genuine Parts CU Centurion Disaster Recovery, Div. JHA 7400 Cahaba Valley Rd 35242 (800) 299-4411 No 26.35

Lanier Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Lanier Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 1.99 1.99 4.38 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 34 21 190 100
Rank Among All Georgia Credit Unions 16 5 2 18 5

Lanier Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.04 0.10 0.15 0.20 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 128 129 124 318 271
Rank Among All Georgia Credit Unions 13 27 19 42 33
Lanier Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.990662877,798
All Other Unsecured Loans/Lines of Credit 10.9906701,352,436
Short-Term, Small Amount Loans (STS) (Federal CU Only) 21.00010362,351
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.990861,621,801
Used Vehicle Loans 1.9901,00313,113,664
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.380271,475,951
Total Other Real Estate Loans/Lines of Credit 4.000381,039,245
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.990188251,392
TOTAL LOANS & LEASES 2,77719,794,638

Lanier Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1367,85600
    b. 15 Years or less 261,108,095129,015
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 20593,3355191,992
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 18445,91026,105
Open-End Fixed Rate 0000
TOTALS 652,515,1968227,112


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Lanier Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes