Excel Federal Credit Union

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A short history of Excel FCU

Since its inception in 1952 the Excel Federal Credit Union has been serving its members in the Norcross, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Thomas Hayden, the Excel FCU has grown its membership to over 14,097 with assets of more than $107,173,481. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (770) 441-9235 or email them at INFO@EXCELFCU.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Norcross, GA.

General Information For Excel FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 7825
Address 5070 Peachtree Industrial Blvd 
City Norcross 
State Georgia 
Zip-Code 30071
Phone Number (770) 441-9235
Fax Number (770) 582-3877
CEO/President Thomas Hayden
Members 14,097 
Full-Time Employees 41 
Part-Time Employees
Number of Branch Offices
Total Assets 107,173,481 
Website http://WWW.EXCELFCU.ORG 

Compare Excel Federal Credit Union To Other Local Credit Unions

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ATM Access
Distance (Miles)
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Excel Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Excel Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.00 1.75 2.49 4.13 3.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 160 19 51 160 74
Rank Among All Georgia Credit Unions 9 2 8 13 4

Excel Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.20 0.35 0.75 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 108 89 215 259
Rank Among All Georgia Credit Unions 10 19 14 20 30
Excel Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.0002,3145,319,016
All Other Unsecured Loans/Lines of Credit 14.9001,2922,615,136
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.7503626,325,985
Used Vehicle Loans 2.4901,07814,508,419
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.13017037,721,329
Total Other Real Estate Loans/Lines of Credit 3.7502394,313,737
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 13.0002211,067,141
TOTAL LOANS & LEASES 5,67671,870,763

Excel Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 456,803,99692,001,389
    b. 15 Years or less 343,542,71000
    a. > 15 years 61,019,55500
    b. 15 Years or less 5820,618,09895,082,933
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 2108,06700
Adjustable Rate > 1 yr 255,628,90300


Closed-End Fixed Rate 20387,4421156,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2193,926,29511603,000
Open-End Fixed Rate 0000
TOTALS 40942,035,066307,843,322


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Excel Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes