Platinum Federal Credit Union

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A short history of Platinum FCU

Since its inception in 1999 the Platinum Federal Credit Union has been serving its members in the DULUTH, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by KABIR LAIWALLA, the Platinum FCU has grown its membership to over 8,437 with assets of more than $87,192,299. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (404) 297-9797 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in DULUTH, GA.

General Information For Platinum FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24631
Address 2035 SUGARLOAF CIR 
State Georgia 
Zip-Code 30097
Phone Number (404) 297-9797
Fax Number (866) 400-7939
Email Address:
Members 8,437 
Full-Time Employees 38 
Part-Time Employees
Number of Branch Offices
Total Assets 87,192,299 

Compare Platinum Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Georgia United CU Gwinnett Office 2270 Satellite Blvd 30097 (770) 476-6400 No 3.38
Excel CU Midtown 1718 Peachtree St NW Ste 153 30309 (770) 441-9235 No 5.45
Genuine Parts CU Centurion Disaster Recovery, Div. JHA 7400 Cahaba Valley Rd 35242 (800) 299-4411 No 5.96
Associated Credit Union CU Associated Credit Union 6251 Crooked Creek Rd 30092 (770) 448-8200 No 7.47
Peach State CU Loganville 107 Lee Byrd Rd 30052 (770) 466-9223 No 10.37

Platinum Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Platinum Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.50 2.64 3.40 4.16 5.09
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 201 102 137 165 240
Rank Among All Georgia Credit Unions 11 17 19 14 20

Platinum Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.30 0.36 1.11 0.72
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 88 88 150 197
Rank Among All Georgia Credit Unions 10 13 13 5 14
Platinum Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.5002,0091,217,511
All Other Unsecured Loans/Lines of Credit 9.27051910,231,266
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.2801481,019,529
New Vehicle Loans 2.6402578,337,381
Used Vehicle Loans 3.4001,86829,384,955
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.1603511,568,262
Total Other Real Estate Loans/Lines of Credit 5.090262,456,111
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.5001133,142,653
TOTAL LOANS & LEASES 4,97567,357,668

Platinum Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 4922,08400
    b. 15 Years or less 102,139,05400
    a. > 15 years 1372,47500
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 208,134,64931,325,000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 262,456,1115584,100
Open-End Fixed Rate 0000
TOTALS 6114,024,37381,909,100


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Platinum Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes