Georgia United Credit Union

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A short history of Georgia United CU

Since its inception in 1958 the Georgia United Credit Union has been serving its members in the DULUTH, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Debbie Smith, the Georgia United CU has grown its membership to over 161,463 with assets of more than $1,279,584,299. They have a main office and 18 branch offices. Please see the credit unions website or contact them by phone at (770) 476-6400 to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in DULUTH, GA.

General Information For Georgia United CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68607
Address 6705 SUGARLOAF PKWY 
State Georgia 
Zip-Code 30097
Phone Number (770) 476-6400
Fax Number (770) 476-6433
Email Address: ----
CEO/President Debbie Smith
Members 161,463 
Full-Time Employees 322 
Part-Time Employees 17 
Number of Branch Offices 18 
Total Assets 1,279,584,299 

Compare Georgia United Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Excel CU Midtown 1718 Peachtree St NW Ste 153 30309 (770) 441-9235 No 5.45
Genuine Parts CU Centurion Disaster Recovery, Div. JHA 7400 Cahaba Valley Rd 35242 (800) 299-4411 No 5.96
Associated Credit Union CU Associated Credit Union 6251 Crooked Creek Rd 30092 (770) 448-8200 No 7.47
Peach State CU Loganville 107 Lee Byrd Rd 30052 (770) 466-9223 No 10.37
Platinum CU Orlando Branch 7041 Grand National Dr Ste 201 32819 (407) 226-0720 No 10.44

Georgia United Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Georgia United Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 1.99 1.99 3.50 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 34 21 72 132
Rank Among All Georgia Credit Unions 16 5 2 4 7

Georgia United Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 0.35 0.40 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 89 284 271
Rank Among All Georgia Credit Unions N/A 19 14 36 33
Georgia United Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.99016,58034,045,812
All Other Unsecured Loans/Lines of Credit 8.99011,84917,539,496
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.99010,605130,353,620
Used Vehicle Loans 1.99023,995241,152,660
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.5001,775241,600,554
Total Other Real Estate Loans/Lines of Credit 4.2503,336136,524,509
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.9902,26958,517,203
TOTAL LOANS & LEASES 70,409859,733,854

Georgia United Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 963139,649,6249915,822,378
    b. 15 Years or less 72165,137,2529513,074,923
    a. > 15 years 65,951,23000
    b. 15 Years or less 711,705,99200
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 7819,156,456103,189,140


Closed-End Fixed Rate 54220,985,731934,362,201
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2,794115,538,77826117,638,947
Open-End Fixed Rate 0000
TOTALS 5,111378,125,06355854,087,589


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 1,73578,684,5987,871,225
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Georgia United Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes