Cdc Federal Credit Union

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A short history of Cdc FCU

Since its inception in 1949 the Cdc Federal Credit Union has been serving its members in the ATLANTA, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Elizabeth Mercier, the Cdc FCU has grown its membership to over 18,614 with assets of more than $305,740,787. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (404) 325-3270 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ATLANTA, GA.

General Information For Cdc FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 6053
Address P O BOX 49169 
State Georgia 
Zip-Code 30359
Phone Number (404) 325-3270
Fax Number () -
Email Address: none
CEO/President Elizabeth Mercier
Members 18,614 
Full-Time Employees 55 
Part-Time Employees
Number of Branch Offices
Total Assets 305,740,787 

Compare Cdc Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Emory Alliance CU Main Office - 1237 Clairmont Road 1237 Clairmont Rd 30030 (404) 329-6415 No 2.51
Georgia's Own CU Roswell 1184 Alpharetta St 30030 (404) 874-1166 No 3.26
B.o.n.d. Community CU B.O.N.D. Community FCU 433 Moreland Ave NE 31107 (404) 525-0619 No 3.33
Pinnacle CU Putnam 1076 Greensboro RD 31024 (706) 485-2039 No 3.48
Membersfirst CU Sandy Springs 8010 Roswell Rd 30350 (404) 978-0080 No 3.62

Cdc Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Cdc Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.24 2.44 3.75 6.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 56 45 102 341
Rank Among All Georgia Credit Unions N/A 10 7 7 32

Cdc Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.03 0.03 0.10 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 148 146 332 283
Rank Among All Georgia Credit Unions 16 31 23 45 35
Cdc Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 10.5001,6916,658,750
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.2404629,139,083
Used Vehicle Loans 2.4402,34731,595,470
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.7509614,449,420
Total Other Real Estate Loans/Lines of Credit 6.00049519,298,501
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.0001261,777,278
TOTAL LOANS & LEASES 5,21782,918,502

Cdc Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 336,456,3222632,153
    b. 15 Years or less 382,856,14700
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 3282,10300
Adjustable Rate > 1 yr 224,854,8482242,000


Closed-End Fixed Rate 993,825,8525153,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 39615,472,64937812,890
Open-End Fixed Rate 0000
TOTALS 59133,747,921461,840,043


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 575,246,1110
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Cdc Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes