Hallco Community Credit Union

  • +1

A short history of Hallco Community CU

Since its inception in 1971 the Hallco Community Credit Union has been serving its members in the GAINESVILLE, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Joe Foster, the Hallco Community CU has grown its membership to over 11,906 with assets of more than $81,322,911. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (770) 534-4255 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in GAINESVILLE, GA.

General Information For Hallco Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68602
Address POB 908237 
State Georgia 
Zip-Code 30501
Phone Number (770) 534-4255
Fax Number (770) 534-8005
Email Address: none
CEO/President Joe Foster
Members 11,906 
Full-Time Employees 30 
Part-Time Employees
Number of Branch Offices
Total Assets 81,322,911 
Website http://www.hallcocu.org 

Compare Hallco Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Lanier CU Gainesville Branch 117 Jesse Jewell Pkwy SE 30501 (770) 297-5401 No 6.67
Fieldale CU Main Office 3719 BC Grant Rd 30511 (706) 778-5100 No 19.57
North Main CU North Main Credit Union 255 N Main St 30531 (706) 894-9060 No 21.77
Habersham CU Habersham Federal CU 420 W Louise St 30523 (706) 754-3680 No 25.75
Peach State CU Loganville 107 Lee Byrd Rd 30052 (770) 466-9223 No 26.66

Hallco Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Hallco Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.00 2.49 3.49 5.00 5.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 411 83 146 268 260
Rank Among All Georgia Credit Unions 31 14 20 26 22

Hallco Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 0.25 N/A 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 105 N/A 271
Rank Among All Georgia Credit Unions N/A 19 17 N/A 33
Hallco Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.0008371,894,748
All Other Unsecured Loans/Lines of Credit 13.0001,0871,497,957
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.4902184,815,096
Used Vehicle Loans 3.4902,57030,997,943
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.000353,343,300
Total Other Real Estate Loans/Lines of Credit 5.2501042,883,522
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.5001961,818,867
TOTAL LOANS & LEASES 5,04747,251,433

Hallco Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 6963,61100
    b. 15 Years or less 231,679,1912155,000
    a. > 15 years 2198,73700
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 4501,76100


Closed-End Fixed Rate 23890,5314141,370
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 811,992,9919213,000
Open-End Fixed Rate 0000
TOTALS 1396,226,82215509,370


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Hallco Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes