Impact , Inc. Credit Union

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A short history of Impact , Inc. CU

Since its inception in 1994 the Impact , Inc. Credit Union has been serving its members in the CLYDE, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Scott Hicks, the Impact , Inc. CU has grown its membership to over 14,741 with assets of more than $133,342,639. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (419) 547-7781 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CLYDE, OH.

General Information For Impact , Inc. CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68150
Address 1455 W MCPHERSON HWY 
State Ohio 
Zip-Code 43410
Phone Number (419) 547-7781
Fax Number (419) 547-6669
Email Address:
CEO/President Scott Hicks
Members 14,741 
Full-Time Employees 53 
Part-Time Employees
Number of Branch Offices
Total Assets 133,342,639 

Compare Impact , Inc. Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Firelands CU Milan Extension 346 Milan Ave 44811 (800) 276-5775 No 6.62
Fremont CU East Office 1457 E State St 43420 (419) 334-4434 No 8.76
Sandusky Ohio Edison Employee CU Sandusky Ohio Edison Employee Federal Credit Union 2508 W Perkins Ave 44870 (419) 627-6920 No 13.54
Erie Community CU Strub Rd Office 1109 E Strub Rd 44870 (419) 626-4283 No 15.82
Commodore Perry CU COMMODORE PERRY FEDERAL CREDIT UNION 1016 S STATE ROUTE 19 43449 (419) 898-3366 No 16.12

Impact , Inc. Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Impact , Inc. Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 2.99 3.49 4.00 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 145 146 138 200
Rank Among All Ohio Credit Unions 41 35 26 31 38

Impact , Inc. Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.02 0.05 0.10 0.25 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 135 143 134 310 283
Rank Among All Ohio Credit Unions 20 28 38 92 74
Impact , Inc. Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9903,7626,790,667
All Other Unsecured Loans/Lines of Credit 10.2505421,526,744
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9902955,199,680
Used Vehicle Loans 3.4902,31225,945,949
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00039630,442,414
Total Other Real Estate Loans/Lines of Credit 4.7503539,119,922
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 12.0001,49919,862,758
TOTAL LOANS & LEASES 9,15998,888,134

Impact , Inc. Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1097,931,9714349,500
    b. 15 Years or less 20713,059,492221,741,920
    a. > 15 years 131,320,20400
    b. 15 Years or less 202,273,1081760,000
Other Fixed Rate 172,941,5912565,809
Adjustable Rate 1 yr or less 5181,49400
Adjustable Rate > 1 yr 252,734,554121,000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 3058,314,682311,141,200
Open-End Fixed Rate 48805,24000
TOTALS 74939,562,336614,579,429


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Impact , Inc. Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes