Firelands Federal Credit Union

  • +1

A short history of Firelands FCU

Since its inception in 1957 the Firelands Federal Credit Union has been serving its members in the Bellevue, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Stephen Wasserman, the Firelands FCU has grown its membership to over 31,328 with assets of more than $268,659,425. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (800) 276-5775 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Bellevue, OH.

General Information For Firelands FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 11674
Address PO Box 8005 
City Bellevue 
State Ohio 
Zip-Code 44811
Phone Number (800) 276-5775
Fax Number (419) 483-0264
Email Address:
CEO/President Stephen Wasserman
Members 31,328 
Full-Time Employees 89 
Part-Time Employees 11 
Number of Branch Offices
Total Assets 268,659,425 

Compare Firelands Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Impact Credit Union, Inc. CU Impact Credit Union 1455 W McPherson Hwy 43410 (419) 547-7781 No 9.86
Sandusky Ohio Edison Employee CU Sandusky Ohio Edison Employee Federal Credit Union 2508 W Perkins Ave 44870 (419) 627-6920 No 13.94
Erie Community CU Strub Rd Office 1109 E Strub Rd 44870 (419) 626-4283 No 14.49
Vacationland CU Hayes Ave 2911 Hayes Ave 44870 (419) 625-9025 No 15.44
Fremont CU East Office 1457 E State St 43420 (419) 334-4434 No 15.69

Firelands Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Firelands Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.15 3.04 3.39 4.29 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 266 150 136 179 200
Rank Among All Ohio Credit Unions 45 37 23 48 38

Firelands Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.10 1.57 1.73
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 134 84 72
Rank Among All Ohio Credit Unions N/A 28 38 12 8
Firelands Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.1504,1377,069,012
All Other Unsecured Loans/Lines of Credit 8.9902,7095,733,861
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.0001,355900,243
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.0401,14925,455,868
Used Vehicle Loans 3.3908,750104,105,078
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.29051033,744,340
Total Other Real Estate Loans/Lines of Credit 4.75054712,490,421
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.99072812,558,301
TOTAL LOANS & LEASES 19,885202,057,124

Firelands Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1168,502,427666,894,269
    b. 15 Years or less 18511,333,385161,422,948
    a. > 15 years 2222,98000
    b. 15 Years or less 20413,490,23321879,315
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 3195,315265,000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1022,028,1765129,800
Closed-End Adjustable Rate 291000
Open-End Adjustable Rate 44210,391,931512,332,178
Open-End Fixed Rate 169,404120,000
TOTALS 1,05746,234,76116211,743,510


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Firelands Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes