Erie Community Federal Credit Union

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A short history of Erie Community FCU

Since its inception in 1958 the Erie Community Federal Credit Union has been serving its members in the SANDUSKY, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jerry Weininger, the Erie Community FCU has grown its membership to over 3,162 with assets of more than $25,931,328. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (419) 626-4283 or email them at info@eriecommunityfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SANDUSKY, OH.

General Information For Erie Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 12616
Address 1109 E STRUB RD 
City SANDUSKY 
State Ohio 
Zip-Code 44870
Phone Number (419) 626-4283
Fax Number (419) 626-8729
Email Address: info@eriecommunityfcu.org
CEO/President Jerry Weininger
Members 3,162 
Full-Time Employees 10 
Part-Time Employees
Number of Branch Offices
Total Assets 25,931,328 
Website http://www.eriecommunityfcu.org 

Compare Erie Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Sandusky Ohio Edison Employee CU Sandusky Ohio Edison Employee Federal Credit Union 2508 W Perkins Ave 44870 (419) 627-6920 No 1.41
Vacationland CU Hayes Ave 2911 Hayes Ave 44870 (419) 625-9025 No 3.88
Firelands CU Milan Extension 346 Milan Ave 44811 (800) 276-5775 No 11.04
Impact Credit Union, Inc. CU Impact Credit Union 1455 W McPherson Hwy 43410 (419) 547-7781 No 15.54
Fremont CU East Office 1457 E State St 43420 (419) 334-4434 No 20.19

Erie Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Erie Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.24 3.81 4.96 4.64 4.96
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 177 252 320 225 225
Rank Among All Ohio Credit Unions 28 76 70 61 45

Erie Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.08 0.30 0.76 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 134 97 213 227
Rank Among All Ohio Credit Unions N/A 24 20 57 53
Erie Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.2406401,247,995
All Other Unsecured Loans/Lines of Credit 10.830269583,929
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.810621,059,625
Used Vehicle Loans 4.9602421,913,916
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.6401335,943,060
Total Other Real Estate Loans/Lines of Credit 4.96023205,512
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.070641,063,641
TOTAL LOANS & LEASES 1,43312,017,678

Erie Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 141,199,12300
    b. 15 Years or less 19537,524150,300
Balloon/Hybrid
    a. > 15 years 121,483,45800
    b. 15 Years or less 1142,49300
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 25734,361343,373
Adjustable Rate > 1 yr 621,846,10112205,280

OTHER REAL ESTATE

Closed-End Fixed Rate 338,48300
Closed-End Adjustable Rate 12,72700
Open-End Adjustable Rate 19164,30200
Open-End Fixed Rate 0000
TOTALS 1566,148,57216298,953

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Erie Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes