I.l.w.u. Credit Union

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A short history of I.l.w.u. CU

Since its inception in 1972 the I.l.w.u. Credit Union has been serving its members in the Wilmington, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Ralph Ruiz, the I.l.w.u. CU has grown its membership to over 19,047 with assets of more than $248,069,398. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (310) 834-6411 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Wilmington, CA.

General Information For I.l.w.u. CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64546
Address 1134 N Avalon Blvd 
City Wilmington 
State California 
Zip-Code 90744
Phone Number (310) 834-6411
Fax Number (310) 241-7231
Email Address: none
CEO/President Ralph Ruiz
Members 19,047 
Full-Time Employees 46 
Part-Time Employees
Number of Branch Offices
Total Assets 248,069,398 
Website http://www.ilwucu.org 

Compare I.l.w.u. Credit Union To Other Local Credit Unions

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Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
U.s.b. Employees CU USB EFCU 300 Falcon St 90744 (310) 830-0161 No 1.58
Va Desert Pacific CU Long Beach-Bldg2 5901 E 7th St 90822 (562) 498-1250 No 2.75
Bopti CU Main Office 1451 S Seaside Ave 90731 (310) 832-0227 No 3.54
Harbor Area Postal Employees CU Main Branch 25433 Narbonne Ave 90717 (310) 539-9870 No 3.62
Allied Healthcare CU St. Marys Medical Center 1050 Linden Ave 90809 (562) 491-9038 No 4.73

I.l.w.u. Credit Union Financial Performance Charts

Performance Charts

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Financial Data

I.l.w.u. Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.95 1.99 2.24 4.00 3.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 247 34 35 138 74
Rank Among All California Credit Unions 48 15 20 52 15

I.l.w.u. Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.25 0.25 0.75 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 95 105 215 192
Rank Among All California Credit Unions 24 23 30 56 41
I.l.w.u. Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9502,5817,881,462
All Other Unsecured Loans/Lines of Credit 11.0004,29223,175,257
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.99092723,176,960
Used Vehicle Loans 2.2401,13216,728,778
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00020959,757,081
Total Other Real Estate Loans/Lines of Credit 3.75023311,159,328
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.2502256,885,112
TOTAL LOANS & LEASES 9,599148,763,978

I.l.w.u. Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 17854,644,93073,632,000
    b. 15 Years or less 304,908,3082750,000
    a. > 15 years 0000
    b. 15 Years or less 1203,84300
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 10400,01500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 22310,759,313473,857,000
Open-End Fixed Rate 0000
TOTALS 44270,916,409568,239,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

I.l.w.u. Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes