Bopti Federal Credit Union

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A short history of Bopti FCU

Since its inception in 1955 the Bopti Federal Credit Union has been serving its members in the SAN PEDRO, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Tom Morris, the Bopti FCU has grown its membership to over 4,836 with assets of more than $72,276,828. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (310) 832-0227 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SAN PEDRO, CA.

General Information For Bopti FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 10433
Address 1451 S SEASIDE AVE 
State California 
Zip-Code 90731
Phone Number (310) 832-0227
Fax Number (310) 832-0228
Email Address: none
CEO/President Tom Morris
Members 4,836 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 72,276,828 

Compare Bopti Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
U.s.b. Employees CU USB EFCU 300 Falcon St 90744 (310) 830-0161 No 1.08
Va Desert Pacific CU Long Beach-Bldg2 5901 E 7th St 90822 (562) 498-1250 No 1.10
I.l.w.u. CU San Pedro Branch 860 N Western Ave 90748 (310) 834-6411 No 3.02
Harbor Area Postal Employees CU Main Branch 25433 Narbonne Ave 90717 (310) 539-9870 No 4.28
Torrance Community CU Headquarters 1511 Cravens Ave 90510 (310) 618-9111 No 6.33

Bopti Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Bopti Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 5.71 5.07 3.88 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 465 333 122 N/A
Rank Among All California Credit Unions N/A 145 122 44 N/A

Bopti Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.50 1.25 N/A 1.86 2.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 69 29 N/A 51 49
Rank Among All California Credit Unions 7 3 N/A 6 5
Bopti Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 13.6101,7656,517,951
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.7101262,924,744
Used Vehicle Loans 5.0705939,058,463
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.880173,675,825
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.9301161,464,669
TOTAL LOANS & LEASES 2,61723,641,652

Bopti Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 143,157,4371280,000
    b. 15 Years or less 3518,38800
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 173,675,8251280,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Bopti Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes