U.s.b. Employees Federal Credit Union

Social
  • +1

A short history of U.s.b. Employees FCU

Since its inception in 1949 the U.s.b. Employees Federal Credit Union has been serving its members in the Wilmington, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Sheila Richardson, the U.s.b. Employees FCU has grown its membership to over 313 with assets of more than $2,288,939. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (310) 830-0161 or email them at USBefcu@sbcglobal.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Wilmington, CA.

General Information For U.s.b. Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5960
Address 300 Falcon St. 
City Wilmington 
State California 
Zip-Code 90744
Phone Number (310) 830-0161
Fax Number (310) 830-3445
Email Address: USBefcu@sbcglobal.net
CEO/President Sheila Richardson
Members 313 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 2,288,939 
Website  

Compare U.s.b. Employees Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
I.l.w.u. CU San Pedro Branch 860 N Western Ave 90748 (310) 834-6411 No 0.52
Va Desert Pacific CU Long Beach-Bldg2 5901 E 7th St 90822 (562) 498-1250 No 2.75
Bopti CU Main Office 1451 S Seaside Ave 90731 (310) 832-0227 No 3.54
Harbor Area Postal Employees CU Main Branch 25433 Narbonne Ave 90717 (310) 539-9870 No 3.62
Allied Healthcare CU St. Marys Medical Center 1050 Linden Ave 90809 (562) 491-9038 No 4.73

U.s.b. Employees Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


U.s.b. Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.00 5.00 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 35 324 N/A N/A
Rank Among All California Credit Unions N/A 16 119 N/A N/A

U.s.b. Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A N/A N/A
Rank Among All California Credit Unions N/A 38 N/A N/A N/A
U.s.b. Employees Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 8.00065141,970
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.000674,939
Used Vehicle Loans 5.000772,633
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 0.00000
TOTAL LOANS & LEASES 78289,542

U.s.b. Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

U.s.b. Employees Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No