Honolulu Federal Credit Union

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A short history of Honolulu FCU

Since its inception in 1936 the Honolulu Federal Credit Union has been serving its members in the Honolulu, Hawaii area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mark Munemitsu, the Honolulu FCU has grown its membership to over 15,597 with assets of more than $259,995,367. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (808) 777-5646 or email them at authorizationandfeedback@honolulufcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Honolulu, HI.

General Information For Honolulu FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1830
Address P.O. Box 235862 
City Honolulu 
State Hawaii 
Zip-Code 96823
Phone Number (808) 777-5646
Fax Number () -
Email Address: authorizationandfeedback@honolulufcu.com
CEO/President Mark Munemitsu
Members 15,597 
Full-Time Employees 40 
Part-Time Employees
Number of Branch Offices
Total Assets 259,995,367 
Website http://www.myhocu.com 

Compare Honolulu Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Plumbers & Fitters Local 675 CU Hawaii FCU 1244 Kaumualii St 96817 (800) 443-8698 No 0.31
Hawaii State CU Main Branch 560 Halekauwila St 96802 (808) 587-2700 No 0.32
Hawaii Central CU Hawaii Central Federal Credit Union 681 S King St 96813 (808) 536-3677 No 0.32
Hawaii Schools CU Hawaii Schools FCU - Main 233 Vineyard St 96813 (808) 521-0302 No 0.33
Hawaiian Electric Employees CU HAWAIIAN ELECTRIC EMPLOYEES FCU 770 KAPIOLANI BLVD STE 514 96813 (808) 543-7581 No 0.52

Honolulu Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Honolulu Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.75 2.99 2.69 2.75 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 320 145 65 13 100
Rank Among All Hawaii Credit Unions 18 9 3 3 11

Honolulu Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.15 0.35 0.40 0.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 119 89 284 250
Rank Among All Hawaii Credit Unions 5 13 3 23 18
Honolulu Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.7502,9016,653,183
All Other Unsecured Loans/Lines of Credit 9.9901,1107,452,947
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9901,58335,294,862
Used Vehicle Loans 2.69072110,481,891
Total 1st Mortgage Real Estate Loans/Lines of Credit 2.75033358,778,450
Total Other Real Estate Loans/Lines of Credit 4.00040822,830,032
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.10084736,838
TOTAL LOANS & LEASES 7,140142,228,203

Honolulu Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 13938,908,74983,485,000
    b. 15 Years or less 528,689,1491436,480
    a. > 15 years 1701,45000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 14110,479,10271,400,000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 9607,01900
Closed-End Adjustable Rate 402,854,78800
Open-End Adjustable Rate 35919,368,2255356,648,291
Open-End Fixed Rate 0000
TOTALS 74181,608,48255111,969,771


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Honolulu Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes