Hawaii Central Federal Credit Union

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A short history of Hawaii Central FCU

Since its inception in 1937 the Hawaii Central Federal Credit Union has been serving its members in the Honolulu, Hawaii area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Drake Tanabe, the Hawaii Central FCU has grown its membership to over 19,507 with assets of more than $263,012,194. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (808) 536-3677 to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Honolulu, HI.

General Information For Hawaii Central FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24839
Address 681 S King St 
City Honolulu 
State Hawaii 
Zip-Code 96813
Phone Number (808) 536-3677
Fax Number (808) 536-8360
Email Address: ----
CEO/President Drake Tanabe
Members 19,507 
Full-Time Employees 44 
Part-Time Employees
Number of Branch Offices
Total Assets 263,012,194 
Website http://www.hccu.info 

Compare Hawaii Central Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Oahu CU OAHU FEDERAL CREDIT UNION 2219 PAUOA Rd 96813 (808) 521-6727 No 1.31
St. Francis Medical Center CU St. Francis Medical Center FCU 2228 Liliha St Ste 209 96817 (808) 547-6229 No 1.57
Kuakini Medical And Dental CU Main 1703 Liliha St 96817 (808) 687-6280 No 1.93
Hawaii Schools CU Hawaii Schools FCU - Main 233 Vineyard St 96813 (808) 521-0302 No 2.14
Hawaii Law Enforcement CU CMC - Flex 8520 S Sandy Pkwy 84070 (800) 262-3539 No 2.18

Hawaii Central Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Hawaii Central Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.00 2.50 2.00 6.25 6.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 411 84 22 392 368
Rank Among All Hawaii Credit Unions 24 5 1 26 26

Hawaii Central Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.20 0.35 0.40 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 108 89 284 192
Rank Among All Hawaii Credit Unions 6 11 3 23 9
Hawaii Central Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.0002,0083,213,030
All Other Unsecured Loans/Lines of Credit 12.0002,57413,701,519
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.50066213,157,499
Used Vehicle Loans 2.0007649,696,249
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.25019250,988,468
Total Other Real Estate Loans/Lines of Credit 6.25070145,200,011
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.70052959,450
TOTAL LOANS & LEASES 6,953136,916,226

Hawaii Central Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 596,714,27300
    b. 15 Years or less 334,638,83300
Balloon/Hybrid
    a. > 15 years 53,043,53700
    b. 15 Years or less 2213,022,89963,010,340
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 334,266,6429425,500
Adjustable Rate > 1 yr 4019,302,284102,378,750

OTHER REAL ESTATE

Closed-End Fixed Rate 1014,625,35720316,190
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 60040,574,654676,160,450
Open-End Fixed Rate 0000
TOTALS 89396,188,47911212,291,230

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 2786,6950
Interest Only & Payment Option Other RE/LOC Loans 2774,3390
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Hawaii Central Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes