Hawaii State Federal Credit Union

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A short history of Hawaii State FCU

Since its inception in 1936 the Hawaii State Federal Credit Union has been serving its members in the HONOLULU, Hawaii area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Andrew Rosen, the Hawaii State FCU has grown its membership to over 98,020 with assets of more than $1,517,461,133. They have a main office and 10 branch offices. Please see the credit unions website or contact them by phone at (808) 587-2700 or email them at admin@hsfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HONOLULU, HI.

General Information For Hawaii State FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1718
Address PO BOX 3072 
City HONOLULU 
State Hawaii 
Zip-Code 96802
Phone Number (808) 587-2700
Fax Number (808) 587-2749
Email Address: admin@hsfcu.com
CEO/President Andrew Rosen
Members 98,020 
Full-Time Employees 299 
Part-Time Employees
Number of Branch Offices 10 
Total Assets 1,517,461,133 
Website http://www.hawaiistatefcu.com 

Compare Hawaii State Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Plumbers & Fitters Local 675 CU Hawaii FCU 1244 Kaumualii St 96817 (800) 443-8698 No 0.31
Hawaii Central CU Hawaii Central Federal Credit Union 681 S King St 96813 (808) 536-3677 No 0.32
Hawaii Schools CU Hawaii Schools FCU - Main 233 Vineyard St 96813 (808) 521-0302 No 0.33
Honolulu CU Moiliili Branch 2305 S Beretania St 96823 (808) 777-5646 No 0.36
Hawaiian Electric Employees CU HAWAIIAN ELECTRIC EMPLOYEES FCU 770 KAPIOLANI BLVD STE 514 96813 (808) 543-7581 No 0.52

Hawaii State Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Hawaii State Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.50 1.99 4.90 4.00 3.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 122 34 312 138 74
Rank Among All Hawaii Credit Unions 6 1 26 11 8

Hawaii State Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.14 0.38 0.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 127 288 250
Rank Among All Hawaii Credit Unions 6 14 9 24 18
Hawaii State Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.50012,02136,301,687
All Other Unsecured Loans/Lines of Credit 3.13015,976194,952,470
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9901,81737,454,789
Used Vehicle Loans 4.9002,24230,971,313
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.000864243,980,540
Total Other Real Estate Loans/Lines of Credit 3.7503,133223,357,713
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.6001,87214,708,963
TOTAL LOANS & LEASES 37,925781,727,475

Hawaii State Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 505156,447,66411746,939,060
    b. 15 Years or less 32960,561,293195,253,200
Balloon/Hybrid
    a. > 15 years 2112,110,30078,168,265
    b. 15 Years or less 914,861,28325,551,355
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 332,447,46500
Closed-End Adjustable Rate 001198,612
Open-End Adjustable Rate 3,100220,910,2481,66158,584,955
Open-End Fixed Rate 0000
TOTALS 3,997467,338,2531,807124,695,447

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 14,861,0004,861,000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Hawaii State Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes